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ACCOUNTS > PRODUCTS > SAVINGS > FEE SCHEDULE
Share Accounts            effective 10/10/2007
Premier Checking Monthly Dues $ 5.00
Minimum Balance $ N/C
Monthly Service Charge $ N/C
Per Check Writing Charge $ N/C
Automatic Share Transfers to Cover Overdraft (per occurence) $ 3.00

Insufficient Funds (NSF)

Paid or returned unpaid
Checks, Automatic Payments, Deposit Items

$25.00
Stop Payments (per item)
Checks, Money Orders, Automatic Payments
$25.00
Check Copies.............
Share Draft, Money Order, Cashiers Check
$ 3.00
Original Share Draft $ 3.00
Statement Copy $ 5.00
Account History $ 5.00
Account Reconciliation
(per 1/2 hour - 1/2 hour minimum)
$10.00
Closed Mbrship Fee (Open < 6 Mos) $ 5.00
Returned Check Orders
Returned Deposited Items (Self)
Returned Deposited items (Third party)

$ 5.00
$25.00

$10.00

Safe Deposit Box Annual Fees
2 x 5 Safe Deposit Box $15.00
3 x 5 Safe Deposit Box $25.00
5 x 5 Safe Deposit Box $30.00
3 x 10 Safe Deposit Box $35.00
5 x 10 Safe Deposit Box $50.00
7 x 10 Safe Deposit Box $60.00
10 x 10 Safe Deposit Box $70.00
VISA® Credit Card
Annual Fee $ N/C
Replacement Card $ 5.00
Microfilm Statement Copy $ 5.00
Over-the-Limit Fee $15.00
Late Payment Fee $15.00
Cash Advance Fee
(based on full amount advanced)

Foreign transaction Surcharge
 2.0%


$ 1.50
Other Charges Fees
Dormant Account (after 5 yrs.) $75.00
Legal Process Fee $50.00
Notary / Signature Guarantee $ 5.00
Document Research
(per 1/2 hour - 1/2 hour minimum)
$10.00
TellerPhone / My Account Login Transactions ** $ N/C
Staff-Assisted Telephone Transactions $ 2.00
Wire Transfer-Incoming
Member
Non- Member


$ N/C

$10.00

Wire Transfer-Outgoing
Domestic
Overseas (actual charge plus.................)

$15.00
$10.00
Cashiers Check $ 5.00
Money Orders $ 2.00
Western Union Money Orders
(actual charge plus.................. )

$ 3.50
Returned Statements $ 5.00
*Foreign Currency, order/return $25.00
*Foreign Check/Collection Item $25.00
Fax or Photocopy Svc $ 3.00

Loan Refinance Fee $100.00
Guaranteed Auto Protection (GAP) $200.00
Debit / ATM Cards
Annual Fee $ N/C
Replacement Card $ 5.00
Change PIN Number $ N/C
Insufficient Funds $25.00
ATM Withdrawal/Transfer:
DFCU machine
Other owned machines (> 8 per month)

$ N/C
$ 1.00 each

* Special Handling Fees charged in addition to processing fees.

All fees/charges are per each/item unless otherwise specified

** Normal fees apply for check printing reorders and stop payments.