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Looking to protect your savings and watch them grow?


Dover Federal has the perfect solution. Lock in our special 2.00% rate for a 36-month/3-year certificate and enjoy an APY that is 5x the national average.*

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Lock in your rate and watch your savings grow with a Share Certificate. When you’re looking to earn a higher than average rate of return and do not need immediate access to your funds, a Dover Federal Term Share Certificate is the perfect solution.

Consider the certificate that compliments your financial plans:

  • Terms from 6 months to 5 years
  • Invest with as little as $500*
  • Dividends paid monthly

*$500 opening deposit required for certificate terms of 12 months and longer; $1,000 opening deposit on 6 month term share certificates.  `APY is Annual Percentage Yield; APY may change at any time as determined by the Board of Directors. ^Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificate.  If withdrawal is made within one year of maturity or less, we will impose a penalty equal to 90 days dividends.  For withdrawals made on certificates with an original maturity of more than one year, the penalty we will impose will equal 180 days dividends.

*APY is Annual Percentage Yield; APY may change at any time as determined by the Board of Directors. Additional rates and terms available. Penalty for early withdrawal. Fees may reduce earnings. Terms and conditions may apply. There is a $500 minimum deposit. See credit union for full details. *The 3-year certificate is 5x the national average of 0.48% APY, as sourced from www.fdic.gov/resources/bankers/national-rates as of June 21, 2022.