Whatever you are dreaming of, from a new car to a new home, we can help! Call us and find out how we can meet your needs AND your budget!
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Loans |
APR (As low as*) |
| Autos and Motorcycles | 3.00% |
| Boats and RVs | 4.00% |
| Home Equity | 5.69% |
| Home Equity Line of Credit | 3.50% |
| Home Improvement | 6.69% |
| 1st Lien Home Equity (120 months) | 4.75% |
| Mortgage | Click here for current rates |
| Land Loans | 5.69% |
| Mobile Homes | 7.95% |
| Signature | 7.50% |
| Share Secured | 3.50%** |
| Overdraft Protection | 14.90% |
| VISA® Platinum Credit Card | 9.90% |
| VISA® Classic Credit Card | 13.90% |
*APR= Annual Percentage Rate. Rates quoted "as low as" are subject to an evaluation of your credit history. Your rate may vary from the rate shown. The stated rates for the Auto, Boat, and RV Loans are discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount, requires Credit Life and Credit Disability Protection for .25% discount and requires GAP Insurance for .25% discount for a total discount of 1.00%. The stated rate for the Signature Loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Credit Life and Credit Disability Protection for .25% discount for a total discount of .75%. Rates are accurate as of June 1, 2013. Rates and terms subject to change without advance notice. Refinancing of existing Dover Federal Loans may not be available.
**APR is over current share rate. See Credit Union for details.
| Checking | A.P.Y. |
| From $500 | .10% |
| Share Savings | A.P.Y. |
| From $100 | .25% |
| $uper $aver Share Account | A.P.Y. |
| From $500 | .40% |
| Money Market | A.P.Y. |
| From $1,000 | .30% |
| From $25,000 | .40% |
| Vacation/Christmas Club | A.P.Y. |
| From $100 | .25% |
| From $2,500 | .25% |
Kids Making Cents Club Rates |
A.P.Y. |
| From $0.01 | .25% |
| From $2,500 | .25% |
#MyCash, Teen Program Rates |
A.P.Y. |
| From $0.01 | .25% |
| From $2,500 | .25% |
I.R.A. Share Rates |
A.P.Y. |
| From $100 | .30% |
| Term | Minimum Balance to Earn Dividends |
A.P.Y. |
| 1 Year | $2,000 | .45% |
| 2 Year | $2,000 | .60% |
| 3 Year | $2,000 | .85% |
| 4 Year | $2,000 | 1.10% |
| 5 Year | $2,000 | 1.35% |
| Term | Minimum Balance to Earn Dividends |
A.P.Y. |
| 6-Month | $1,000 | .40% |
| 12-Month | $500 | .45% |
| 18-Month | $500 | .45% |
| 24-Month | $500 | .60% |
| 30-Month | $500 | .60% |
| 36-Month | $500 | .85% |
| 4-Year | $500 | 1.10% |
| 5-Year | $500 | 1.35% |
A.P.Y. is Annual Percentage Yield and is accurate as of June 1, 2013. A.P.Y. may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.