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• Loan Payment Protection
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Current Rates:Branch & ATM Locations
Contact Us
About Us
Careers
Community Corner
Financial Resource Center
Fee Schedule
Apply for a Loan
| Auto Loans as low as | 4.45% APR |
| VISA® Platinum Card | 9.90% APR |
| Home Equity Loan as low as |
5.69% APR |
| 12-Month Share Certificates | 1.35% APY |
Checking at Dover Federal Credit Union
Dover Federal offers a Checking Account that includes everything you need for convenient access to your money without the extra fees. Our Checking Account includes convenient features like the MasterMoney® Debit Card, extensive ATM access, direct deposit, and online account access and bill pay at no additional charge.
Checking Account Features
Convenient Access
Overdraft Protection
Notice to holders of Commercial, Business, Club, Organization, and Association accounts
Dover Federal's Checking Account includes these valuable features:
Convenient Access to Your Checking Account
Overdraft Protection*
Apply for a Line of Credit to be used with your Dover Federal Checking Account. It's the ideal solution for unexpected expenses and to avoid overdraft charges. While there is no fee for accessing your line of credit, interest is charged to your outstanding balance. You can also set up your share account to provide overdraft protection up to your available balance. (There is currently a $3.00 fee associated with the transfer from your share account)
*Eligibility and/or credit approval required.
Upcoming Changes to Federal Legislation Could Impact Your Spending Habits
Most overdrafts happen because we forget to record a transaction, or make a mistake with the math. Realizing this, you have probably elected one of our Overdraft Protection Plans to safeguard your checking account.
Did you know that, effective August 15, 2010; Advantage Checking Account holders will not be able to overdraw their checking account with a debit card transaction unless Dover Federal has received prior written permission to do so? It doesn't matter how you are using the card: for everyday debit card transactions or if the card has been used to set up automatic payments (recurring debits) from your Advantage Checking Account; we must have your written permission on file in order to overdraw your account (and save you the embarrassment!)
If you did not receive the form in the mail (maybe because we don’t have your current address on file?), please click here. After you have completed the form, please print and return to us.
Notice to holders of Commercial, Business, Club, Organization, and Association accounts:
The Unlawful Internet Gambling Enforcement Act prohibits persons engaged in the business of betting or wagering from knowingly accepting payments from another person engaged in unlawful internet gambling. Unlawful internet gambling means to "place, receive, or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal Lands in which the bet or wager is initiated, received or otherwise made.” Your account at Dover Federal Credit Union may not be used in any way for such transactions.
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© 2010 Dover Federal Credit Union
Dover Federal offers a Checking Account that includes everything you need for convenient access to your money without the extra fees. Our Checking Account includes convenient features like the MasterMoney® Debit Card, extensive ATM access, direct deposit, and online account access and bill pay at no additional charge.
Checking Account Features
Convenient Access
Overdraft Protection
Notice to holders of Commercial, Business, Club, Organization, and Association accounts
Dover Federal's Checking Account includes these valuable features:
- NO minimum monthly balance ($50 opening deposit required)
- NO per check charges
- NO monthly service fees
- Dividends paid on balances over $500
Convenient Access to Your Checking Account
- FREE 24-hour Telephone Account Access with Max Phone Access System
Access your account information from any touchtone phone
at 302-678-8024 in Kent County or 800-818-3328 outside Kent County. - FREE 24-hour Online Banking with My Account
Check your balance, review transactions and handle routine transactions from the convenience of your computer. - FREE 24-hour Online Bill Pay (Requires home banking enrollment)
Pay your bills electronically from your Dover Federal Checking Account. - NO ANNUAL FEE MasterMoney® Debit Card or NO ANNUAL FEE STAR® ATM Card
- No charge for up to 8 ATM transactions per month when you use a local Dover Federal ATM.
- Surcharge FREE Network - CU Dollar Network
Access to more than 100 ATMs and point-of-sale terminals nationwide that display the CU Dollar Network logo shown on the back of your card. - FREE Enrollment in Direct Deposit with Participating Employers
Save time by having your pay or benefits check directly deposited into your Dover Federal account. Funds are available the morning of your pay date. - FREE Enrollment in Payroll Deduction
Allows you the ease and convenience of setting aside a certain amount each pay period to be deposited to the account(s) of your choice at Dover Federal.
Overdraft Protection*
Apply for a Line of Credit to be used with your Dover Federal Checking Account. It's the ideal solution for unexpected expenses and to avoid overdraft charges. While there is no fee for accessing your line of credit, interest is charged to your outstanding balance. You can also set up your share account to provide overdraft protection up to your available balance. (There is currently a $3.00 fee associated with the transfer from your share account)
*Eligibility and/or credit approval required.
Upcoming Changes to Federal Legislation Could Impact Your Spending Habits
Most overdrafts happen because we forget to record a transaction, or make a mistake with the math. Realizing this, you have probably elected one of our Overdraft Protection Plans to safeguard your checking account.
Did you know that, effective August 15, 2010; Advantage Checking Account holders will not be able to overdraw their checking account with a debit card transaction unless Dover Federal has received prior written permission to do so? It doesn't matter how you are using the card: for everyday debit card transactions or if the card has been used to set up automatic payments (recurring debits) from your Advantage Checking Account; we must have your written permission on file in order to overdraw your account (and save you the embarrassment!)
If you did not receive the form in the mail (maybe because we don’t have your current address on file?), please click here. After you have completed the form, please print and return to us.
Notice to holders of Commercial, Business, Club, Organization, and Association accounts:
The Unlawful Internet Gambling Enforcement Act prohibits persons engaged in the business of betting or wagering from knowingly accepting payments from another person engaged in unlawful internet gambling. Unlawful internet gambling means to "place, receive, or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal Lands in which the bet or wager is initiated, received or otherwise made.” Your account at Dover Federal Credit Union may not be used in any way for such transactions.
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© 2010 Dover Federal Credit Union