Dover Federal Credit Union

Checking at Dover Federal Credit Union

Dover Federal offers a Checking Account that includes everything you need for convenient access to your money without the extra fees. Our Checking Account includes convenient features like the MasterMoney^® Debit Card, extensive ATM access, direct deposit, and online account access and bill pay at no additional charge.

Checking Account Features
Convenient Access
Overdraft Protection

Dover Federal's Checking Account includes these valuable features:

NO minimum monthly balance ($50 opening deposit required)

NO per check charges

NO monthly service fees

Dividends paid on balances over $500

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Convenient Access to Your Checking Account

FREE 24-hour Telephone Account Access with Max Phone Access System
Access your account information from any touchtone phone
at 302-678-8024 in Kent County or 800-818-3328 outside Kent County.

FREE 24-hour Online Banking with My Account
Check your balance, review transactions and handle routine transactions from the convenience of your computer.

FREE 24-hour Online Bill Pay (Requires home banking enrollment)
Pay your bills electronically from your Dover Federal Checking Account.

NO ANNUAL FEE MasterMoney^® Debit Card or NO ANNUAL FEE STAR^® ATM Card

No charge for up to 8 ATM transactions per month when you use a local Dover Federal ATM.

Surcharge FREE Network - CU Dollar Network
Access to more than 100 ATMs and point-of-sale terminals nationwide that display the CU Dollar Network logo shown on the back of your card.

FREE Enrollment in Direct Deposit with Participating Employers
Save time by having your pay or benefits check directly deposited into your Dover Federal account. Funds are available the morning of your pay date.

FREE Enrollment in Payroll Deduction
Allows you the ease and convenience of setting aside a certain amount each pay period to be deposited to the account(s) of your choice at Dover Federal.

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Overdraft Protection*
Apply for a Line of Credit to be used with your Dover Federal Checking Account. It's the ideal solution for unexpected expenses and to avoid overdraft charges. While there is no fee for accessing your line of credit, interest is charged to your outstanding balance. You can also set up your share account to provide overdraft protection up to your available balance. (There is currently a $3.00 fee associated with the transfer from your share account)

*Eligibility and/or credit approval required.
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