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CREDIT CARDS > VISA® DISCLOSURE
VISA® Card

VISA® Disclosure

Annual Percentage Rate 13.90% - VISA® Classic
9.90% - VISA® Platinum
Cash Advance APR*

13.90% - VISA® Classic

9.90% - VISA® Platinum

Balance Transfer APR*

13.90% - VISA® Classic

9.90% - VISA® Platinum

Grace Period for Repayment of Balances for Purchases You have 25 days to repay your new balance for purchases before a finance charge on purchases is imposed.
Method of Computing the Balance for Purchases The interest charges are calculated using the average daily balance plus new transactions.
Annual Fees None.

Minimum Finance Charge

None.
Transaction Fee for Purchases None.
Cash Advance Fee 2.5% of Advance
Minimum Charge $2.50 - Maximum $20.00
International Transaction Fee 1.00 % of Transaction Amount

Late Payment Fee

(10 or more days late)

$15.00

Over-the-Credit Limit Fee

$15.00
   

*APR= Annual Percentage Rate

The information about the costs of the card described above is accurate as of May 23, 2006.

This information may have changed after that date. To find out what may have changed, call us at (302) 678-8000, or write us at P.O. Box 02009, Dover AFB, DE 19902-2009.