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Current Rates

Loan Rates

Whatever you are dreaming of, from a new car to a new home, we can help! Call us and find out how we can meet your needs AND your budget!

 

Already have a loan, but would like to lower your monthly payments? Call us and find out how we can save you money!



Loans APR (As low as*)
Autos and Motorcycles 1.99%
Boats and RVs 4.25%
Home Equity 4.94%
Home Equity Line of Credit 3.50%
Home Improvement 6.69%
1st Lien Home Equity (120 months) 2.99%***
Mortgage Click here for current rates
Land Loans 4.94%
Mobile Homes 7.95%
Signature 7.50%
Share Secured 3.10%**
Overdraft Protection 14.90%
VISA® Platinum Credit Card 9.90%
VISA® Classic Credit Card 13.90%

 

*APR= Annual Percentage Rate. Rates quoted "as low as" are subject to an evaluation of your credit history. Your rate may vary from the rate shown. The stated rates for the Auto Loans are discounted which include: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount, requires Debt Protection Life and Disability for .25% discount and requires GAP Insurance for .25% discount for a total discount of 1.00%. The stated rates for the Boat and RV Loans are discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. The stated rates for the Signature Loan and Home Equity are discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. Rates are accurate as of April 1, 2014. Rates and terms subject to change without advance notice.

**APR is over current share rate. See Credit Union for details.

***Offer is valid for a limited time only, subject to membership eligibility and credit approval. APR is the Annual Percentage Rate, which is the advertised rate. The advertised rate may vary based on creditworthiness, and terms. The advertised rate is a fixed rate for a loan term of no more than 10 years (120 months), requires a first lien position against your home, and 80% loan to value. The stated rate for the 1st Lien Home Equity loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. Home Equity loans or lines currently financed with Dover Federal Credit Union cannot be refinanced with this offer. See Credit Union for details.

Refinancing of existing Dover Federal Loans may not be available.

Checking Account Rates

Checking APY
From $500 .05%


Share Accounts Rates

Share Savings APY
From $100 .10%
$uper $aver Share Account APY
From $500 .125%
Money Market APY
From $1,000 .10%
From $10,000 .125%
From $50,000 .15%
From $100,000 .25%
From $250,000 .35%
Vacation/Christmas Club APY
From $100 .10%


Kids Making Cents Club Rates

APY
From $0.01 .10%


#MyCash, Teen Program Rates

APY
From $0.01 .10%


I.R.A. Share Rates

APY
From $100 .10%


I.R.A. Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY
1 Year $2,000 .45%
2 Year $2,000 .75%
3 Year $2,000 1.00%
4 Year $2,000 1.15%
5 Year $2,000 1.75%

Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY
6-Month $1,000 .25%
12-Month $500 .45%
18-Month $500 .45%
24-Month $500 .75%
28-Month $1000 1.45%**
30-Month $500 .75%
36-Month $500 1.00%
4-Year $500 1.15%
5-Year $500 1.75%


Business Share Accounts Rates

Share Savings APY
From $100 .05%
Money Market APY
From $1,000 .075%
From $50,000 .10%
From $100,000 .20%


Business Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY
12-Month $500 .25%
24-Month $500 .40%
36-Month $500 .65%

APY is Annual Percentage Yield and is accurate as of April 1, 2014. APY may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.

**APY is Annual Percentage Yield and is accurate as of April 1, 2014. APY may change at any time as determined by the Board of Directors. Penalty may be imposed for early withdrawal of funds on Certificates. Minimum $1,000 deposit required. The advertised 28 month Certificate will automatically renew at maturity to a 24 month Certificate. This offer excludes I.R.A. Certificates. This offer is for a limited time only. See Credit Union for details.

Dover Federal Credit Union • All rights reserved 2013
Dover Federal Credit Union is an Equal Opportunity-Affirmative
Action employer.
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