Current Rates

Loan Rates


Loans APR (As low as*)
Autos and Motorcycles 2.99%
Boats and RVs 4.25%
Home Equity 5.19%
Home Equity Line of Credit 3.50%
Home Improvement 6.69%
1st Lien Home Equity (120 months) 4.24%***
Mortgage Click here for current rates
Land Loans 4.94%
Mobile Homes 7.95%
Signature 7.50%
Share Secured 3.10%**
Share Certificate Secured Loans 3.00%**
Share Secured Line of Credit 3.00%**
Overdraft Protection 14.90%
VISA® Platinum Credit Card 9.90%
VISA® Classic Credit Card 13.90%
VISA® Secured Credit Card 16.00%

 

Checking Account Rates

Checking APY^
From $500 .05%


Share Accounts Rates

Primary/Share Savings APY^
From $100 .10%
$uper $aver Share Account APY^
From $500 .125%
Money Market APY^
From $1,000 .10%
From $10,000 .125%
From $50,000 .15%
From $100,000 .25%
From $250,000 .35%
Vacation/Christmas Club APY^
From $100 .10%


Kids Making Cents Club Rates

APY^
From $0.01 .10%


#MyCash, Teen Program Rates

APY^
From $0.01 .10%


I.R.A. Share Rates

APY^
From $100 .10%


I.R.A. Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY^
1 Year $2,000 .45%
2 Year $2,000 .75%
3 Year $2,000 1.00%
4 Year $2,000 1.15%
5 Year $2,000 1.75%

Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY^
6-Month $1,000 .25%
12-Month $500 .45%
18-Month $500 .45%
24-Month $500 .75%
30-Month $500 .75%
36-Month $500 1.00%
4-Year $500 1.15%
5-Year $500 1.75%


Business Share Accounts Rates

Primary/Share Savings APY^
From $100 .05%
Money Market APY^
From $1,000 .075%
From $50,000 .10%
From $100,000 .20%


Business Share Certificate Rates

Term Minimum Balance
to Earn Dividends
APY^
12-Month $500 .25%
24-Month $500 .40%
36-Month $500 .65%

*APR= Annual Percentage Rate. Rates quoted "as low as" are subject to an evaluation of your credit history. Your rate may vary from the rate shown. The stated rates for the Auto Loans are discounted which include: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount, requires Debt Protection Life and Disability for .25% discount and requires GAP Insurance for .25% discount for a total discount of 1.00%. The stated rates for the Boat and RV Loans are discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. The stated rates for the Signature Loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. The stated rate for the Home Equity loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. Rates are accurate as of October 1, 2014. Rates and terms subject to change without advance notice.

Refinancing of existing Dover Federal Loans may not be available.

**APR is over current share or share certificate rate. See Credit Union for details.

***Offer is valid for a limited time only, subject to membership eligibility and credit approval. APR is the Annual Percentage Rate, which is the advertised rate. The advertised rate may vary based on creditworthiness, and terms. The advertised rate is a fixed rate for a loan term of no more than 10 years (120 months), requires a first lien position against your home, and 80% loan to value. The stated rate for the 1st Lien Home Equity loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. See Credit Union for details.

^APY is Annual Percentage Yield and is accurate as of October 1 , 2014. APY may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.

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Dover Federal Credit Union is an Equal Opportunity-Affirmative Action employer.