Dover Federal Credit Union
Dover Federal Credit Union
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Current Rates:
Auto Loans as low as 4.95% APR
VISA® Platinum Card 9.90% APR
Home Equity Loan
as low as		 5.69% APR
12-Month Share Certificates 2.00% APY

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Fee Schedule

Share Accounts effective 05/01/2009
Automatic Share Transfers to Cover Overdraft (per occurence) $3.00
Insufficient Funds (NSF)
Paid or returned unpaid
Checks, Automatic Payments, Deposit Items 		$25.00
Stop Payments (per item)
Checks, Money Orders, Automatic Payments		 $25.00
Check Copies - Counter Checks or Share Draft $3.00
Statement Copy (Account/VISA®) $5.00
Account/VISA® History $5.00
Account Reconciliation
(per 1/2 hour - 1/2 hour minimum)		 $10.00
Closed Membership Fee (Open < 6 Months) $5.00
Returned Check Orders (Each box)
Returned Deposited Items (Self)
Returned Deposited items (Third party) 		$5.00
$25.00
$10.00

Safe Deposit Box Annual Fees
2 x 5 Safe Deposit Box $15.00
3 x 5 Safe Deposit Box $25.00
5 x 5 Safe Deposit Box $30.00
3 x 10 Safe Deposit Box $35.00
5 x 10 Safe Deposit Box $50.00
7 x 10 Safe Deposit Box $60.00
10 x 10 Safe Deposit Box $70.00

VISA® Credit Card
Replacement Card $5.00
Microfilm Statement Copy $5.00
Over-the-Limit Fee (VISA®/LOC) $15.00
Late Payment Fee (VISA®/Loan) $15.00
Cash Advance Fee
(based on full amount advanced)		 2.00%
Foreign transaction Surcharge $1.50

Other Charges Fees
Dormant Account (after 5 years) $75.00
Legal Process Fee $50.00
Notary/Signature Guarantee $5.00
Document Research
(per 1/2 hour - 1/2 hour minimum)		 $10.00
Staff-Assisted Telephone Transactions $2.00
Wire Transfer-Incoming
Member
Non-Members
N/C
$10.00
Wire Transfer-Outgoing
Domestic
Overseas
(actual charge plus.................)
$15.00
$10.00
Cashiers/Counter Check $5.00
Money Orders $2.00
Western Union
(actual charge plus.................. )		 $3.50
Returned Statements $5.00
*Foreign Currency, order/return $20.00
*Foreign Check/Collection Item $25.00
Fax or Photocopy Service Charge $3.00
Loan Refinance Fee $100.00
Guaranteed Auto Protection (GAP) $250.00

Debit/ATM Cards
Replacement Card $5.00
Insufficient Funds $25.00
ATM Withdrawal/Transfer:
Other owned machines (> 8 per month)
$1.00 each

*Special Handling Fees charged in addition to processing fees.

All fees/charges are per each item unless otherwise specified.


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