Fee Schedule
Effective 06/01/2012
Checking
| Account History/Statement Copy | $5.00 |
| Automatic Transfer to Cover Overdrafts (per occurrence) | $3.00 |
| NSF Share Draft per Item/Paid or Returned | $25.00 |
| Replacement Share Draft | $5.00 |
| Returned Check Orders (each box) | $10.00 |
| Stop Payments/ACH (all items) | $25.00 |
Miscellaneous Services
| Account Reconciliation/Research (1/2 hour minimum) | $10.00 per 1/2 hour |
| Cashier's Checks | $5.00 |
| Closed Account Fee (opened less than 6 months) | $5.00 |
| Dormant Account Fee (after 5 years) | $75.00 |
| Fax or Photocopy | $5.00 |
| Foreign Check or Collection Item | Actual cost + $25.00 |
| Foreign Currency Orders/Returns | Actual cost + $25.00 |
| Gift Card | $4.95 |
| Guaranteed Auto Protection (GAP) | $300.00 |
| Legal Process Fee | $75.00 |
| Loan Refinance Fee | $100.00 |
| Money Orders | $3.00 |
| Notary Service | $5.00 |
| Returned Deposited Items (Self) | $25.00 |
| Returned Deposited Items (Third Party) | $15.00 |
| Returned Reg. D Overage Item | $25.00 |
| Returned Statement Fee | $10.00 |
| Signature Guarantee Service | $20.00 |
| Verification of Deposit (VOD) | $10.00 per VOD |
| Western Union Money Orders | Actual charge + $5.00 |
| Wire Transfer Incoming (Member) | N/C |
| Wire Transfer Incoming (Non-Member) | $15.00 |
| Wire Transfer Outgoing (per item) Domestic | $20.00 |
ATM/Debit Card
| ATM/Debit Card Annual Fee | $N/C |
| ATM/Debit/Credit Rush Card Order | $45.00 |
| ATM/Debit/Credit Rush PIN Mailer | $20.00 |
| ATM/Debit Point of Sale Withdrawals | N/C |
| ATM/Debit Withdrawals in Excess of Available Funds | $25.00 |
| ATM Foreign Transaction Surcharge | $1.50 |
|
ATM Withdrawal or Transfer: In Excess of 8 per Month (per item) | No fee on-us $1.00 over 8 on others |
| Plastic Card Replacement | $5.00 |
Credit Card
| Credit Card Annual Fee | N/C |
| Credit Card Cash Advance Fee | 2.0% of Full Amount Advanced |
| Credit Card Foreign Transaction Surcharge | $1.50 |
| Credit Card/Loan Late Payment Fee | Maximum $15.00 |
| Credit Card Transaction Fee for Purchases | N/C |
Safe Deposit Box
| 2 x 5 Safe Deposit Box Annual Fee | $20.00 |
| 3 x 5 Safe Deposit Box Annual Fee | $30.00 |
| 5 x 5 Safe Deposit Box Annual Fee | $35.00 |
| 3 x 10 Safe Deposit Box Annual Fee | $40.00 |
| 5 x 10 Safe Deposit Box Annual Fee | $55.00 |
| 7 x 10 Safe Deposit Box Annual Fee | $70.00 |
| 10 x 10 Safe Deposit Box Annual Fee | $80.00 |
| Safe Deposit Box Servicing/Drill/Locks/Keys | Actual billed cost +$25.00 |
Online Services
| Audio Response Transaction Fee | N/C |
| Bill Pay | N/C |
| Online Banking | N/C |
Business Accounts
Business Services | Basic Checking | Performance Checking |
| Monthly Fee | $10.00 Average Monthly Balance Waiver >$500 |
$25.00 Average Monthly Balance Waiver >$2,500 |
| Item Processing | $0.35 per item First 200 Items Free |
$0.20 per item First 500 Items Free |
| Debit Card Replacement |
$5.00 First Replacement Card Free |
$5.00 First Replacement Card Free |