Dover Federal has home financing options that fit nearly any budget. Count on your credit union for competitive rates, low closing costs, and knowledgeable professionals to guide you through the entire loan process. To apply for a mortgage online, click here.

  • Many variable and non-variable rate options

  • Apply for a pre-qualified loan online

  • Streamlined application and paperwork

  • 24/7 online approval

Loan Rates

APR (As low as*)

Mortgage Click here for current rates

*APR= Annual Percentage Rate. Rates quoted "as low as" are subject to an evaluation of your credit history. Your rate may vary from the rate shown. Rates and terms subject to change without advance notice. Refinancing of existing Dover Federal Loans may not be available.

Home Resource Center

Debt Protection

Sometimes taking out a loan can be a financial gamble.

Help play it safe!

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You are betting you can pay back your loan and you won't lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away-leaving your family responsible for your loan balance.

MEMBER'S CHOICE™ Borrower Security* is a voluntary loan-payment protection product that helps preserve your family's standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary employment happens to you.

Call a Member Services Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today, or click here for more information.

*Your purchase of MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ Borrower Security.

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Dover Federal Credit Union is an Equal Opportunity-Affirmative
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