Dover Federal Credit Union

Vehicle and Personal Loans

Affordable Financing for Any Purpose

At Dover Federal, we make applying for a loan easy and convenient. As a not-for-profit financial cooperative, you will find our rates and fees are lower than the competition. Our lending professionals will be happy to give you the personalized service you deserve and discuss different options so you can get a loan that is tailored to meet your needs.

Vehicle Loans
Vehicle Refinancing
Apply Now
Loan Rates
Loan Payment Protection
Vehicle Resource Center
Personal Loans

Vehicle Loans
Whether you are buying a new or used vehicle from a dealership or a private party, you can count on Dover Federal for low rates and a
hassle-free application process. Consider the advantages of getting a
pre-approved loan before you go car shopping, and you'll have the extra bargaining power of a cash buyer. Dover Federal provides low cost financing and a rate that is usually significantly less than dealership financing for:

Autos

New or Used Recreational Vehicles

Motorcycles

Boats

Personal Water Crafts

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Vehicle Refinancing
By moving your vehicle loan to Dover Federal, you may be able to save hundreds of dollars in interest and/or lower your monthly payments. Call our loan professionals at 302-678-8000 from Kent County, 302-322-4230 from New Castle, or toll free at 888-818-3328 for a no-cost, no-obligation loan consultation.
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Apply Now
Call the Credit Union's Loan-By-Phone during business hours and, in most cases, you will receive a loan response in 24 hours. You can also apply in person or online. It couldn't be much faster or more convenient...
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Loan Rates
Dover Federal offers low rates on Autos, New or Used Recreational Vehicles, Motorcycles, Boats and Personal Water Crafts. Plus, receive a .50% APR* discount with Direct Deposit and Automatic Payment from your checking account.

See the Rates page for current loan rates and additional information.

*APR= Annual Percentage Rate
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Loan Payment Protection
To protect yourself and your family in the event of your death or disability, we suggest you consider purchasing affordable loan payment protection. Dover Federal offers low cost credit life and credit disability payment protection on any loan. To learn more about these affordable payment protections, click here.
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Vehicle Resource Center
Let Dover Federal be your one stop Vehicle Resource Center! Our vehicle resource center has everything from calculators that can help you figure out the cost of your next vehicle loan, to saving on your auto insurance premium, to services that will assist you in the buying process of your next car. To access our Vehicle Resource Center, click here.
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Personal Loans
To fit your personal needs, we have loans with low rates, flexible terms and a hassle-free loan process to make borrowing easier and more affordable. Consider refinancing your higher interest loans to help you save money and reduce your monthly payments.

Signature Loans and Lines of Credit
Based on your credit worthiness, a signature loan can provide a specific dollar amount for a set period of time to be used for any reason, and requires no collateral - just your signature! Another option is to establish a revolving line of credit that you can draw on as you need it, up to your approved limit. This line of credit can also be set up as overdraft protection for your Dover Federal Checking Account.

Secured Loans
Use the funds you have on deposit at Dover Federal as collateral for a secured loan. This type of loan is ideal for members who want to establish or re-establish their credit. You will pay an affordable rate while you continue to earn interest on your savings or investment account.

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