Dover Federal Credit Union

Vehicle Resource Center

Loan Cost Calculator
Rate vs. Rebate Calculator
Motor Vehicle Certification Program
Repossessions for Sale
Enterprise Car Sales
Members Auto and Home Insurance
CU License Plate
Invest in America

Loan Cost Calculator
Before you sign on the dotted line, calculate the total cost of your loan with our convenient Loan Cost Calculator.
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Rate vs. Rebate Calculator
Unsure if you should finance your vehicle through the dealer or
Dover Federal- Try our Rate vs. Rebate Calculator to find out the total amount you will pay for the vehicle after interest.
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Motor Vehicle Certification Program
The Motor Vehicle Certification Program (MVCP) is a free service offered to Dover Federal members, which will assist you in the buying process of your next car or truck. The MVCP eliminates the frustrations when purchasing a new or used vehicle by saving you time and money when shopping. The MVCP advisors provide an estimated trade-in value, and with MVCP, you are price protected. Contact MVCP at 800-345-0990 or click here.
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Follow these easy steps:

Contact MVCP at 800-345-0990 or www.mvcp.com and ask for an advisor. They will explain the program to you and direct you to participating dealers.

Visit the MVCP dealership, select the vehicle, and get the MVCP
pre-negotiated price. If you are unable to take delivery that day, leave a deposit and ask for a purchase order detailing the transaction.

Call MVCP back either before or shortly after your purchase. Advisors will audit the transaction and certify that you've received the price you are entitled to.

We suggest obtaining a loan pre-approval. With the MVCP certificate and our low rates all you need to do is pick out the color of your new vehicle!

You are about to be directed to a third party's website where your financial institution does not control content or practices, and makes no warranty for its contents, products, and services, or the security of the transmissions of information.
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Repossessions for Sale
If you are interested in a gently used vehicle, consider purchasing one that is available from Dover Federal. Vehicles listed for sale may be inspected Monday through Friday between 9:00 am and 3:00 pm at one of our local Dover Federal branch offices.

Interested in Placing a Bid on a Vehicle?
Follow these instructions to place a bid on a vehicle.

Print & Fill Out a Bid Form.
Seal and Mail Bid Form via
the US Postal Service to:
DOVER FEDERAL CREDIT UNION
ATTN: COLLECTIONS
1075 Silver Lake Blvd.
Dover, DE 19904

OR submit your bid in person by completing the bid form, placing it in a sealed envelope and delivering it to any branch office.

(Note: We reserve the right to accept or reject any and all bids.)

If you have any questions regarding repossessed vehicles, email us at collections@doverfcu.com.
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Enterprise Car Sales
Buy a quality, low mileage used car through Enterprise Car Sales sponsored during the year by the Credit Union.

Check out these great benefits to purchasing a car through Enterprise:

No-Haggle Pricing ? At Enterprise, you?ll never have to worry about negotiating with a salesperson. And their prices are set below Kelley Blue Book value!

Certified Vehicles - Every Enterprise vehicle must pass a 109-point inspection.

Trade-Ins & Financing - Enterprise will gladly accept trade-ins and will help used car buyers secure financing.

They'll Buy Your Car - With no obligation or purchase necessary, Enterprise will offer you the fair market vehicle for your vehicle.

7-Day Repurchase Agreement - Enterprise will give you up to seven days or 1,000 miles if you change your mind about the vehicle you just purchased. They will repurchase your vehicle for the exact amount paid minus a small cleaning and documentation fee.

12/12 Limited Powertrain Warranty - Every Enterprise used vehicle is backed by a Limited Powertrain Warranty for 12 months or 12,000 miles, whichever comes first.

Vehicle Service Contracts - Extended service contracts are available on every Enterprise vehicle for added protection and peace of mind.

Enterprise Roadside Assistance - For one year after your purchase, you will have access to their unlimited mileage roadside assistance program.

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Members Auto and Home Insurance
Liberty Mutual offers the members of Dover Federal Credit Union Members Auto and Home Insurance, a program that provides a savings of up to 10% on auto and home insurance. For information about rates and local services, contact Corinne Johnson at 302-449-3461, ext. 53419 or toll free at 888-841-0127, ext. 53419 or email her at Corinne.johnson@libertymutual.com.

Please mention client # 40021 so your discount can be applied to your free quote.
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CU License Plate
Show the nation that you are a Credit Union member. This special license plate has been approved by the Delaware Division of Motor Vehicles for display on your car, SUV, or pick-up. This is not a Novelty Plate or a Vanity Tag! It can be displayed instead of, or with, your current tag. Pick your own special number or get sequential numbers for all of your vehicles.

CU License Plates are available for a one-time fee of $20. (Note: $10 will be a donation to the League Scholarship Fund.)

(Note: Numbers available through CU9999)

To reserve your special number today, please contact Charlie at Charlie@dcul.org. Please include "CU TAG" in the subject line and your phone number in the email. After the email is submitted, he will call you back to verify that the CU License Plate number you requested is available and then the official form will be mailed to you.
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Invest In America

There's never been a better time for credit union members to Invest in America. That's why credit unions have teamed up with GM and Chrysler to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. Click here to learn more!

The deal gets even better when you finance your vehicle at Dover Federal. Thanks to our lower interest rates, your savings will really add up.

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