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VISA® Credit Card


Get all the features you expect and then some from our VISA® Credit Cards. With low rates and no annual fees, carrying our cards is just a great value, plain and simple.

 

VISA® Classic

  • Great low interest rate

  • Credit limits up to $5,000

  • Accepted at merchants and ATMs worldwide

  • 25-day grace period for purchases

Disclosures

Account Opening Disclosure

Read our Credit Card Agreement

Application and Solicitation Disclosure



Debt Protection

Sometimes taking out a loan can be a financial gamble.

Help play it safe!

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You're betting you can pay back your loan and you won't lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away-leaving your family responsible for your loan balance.

MEMBER'S CHOICE™ Borrower Security* is a voluntary loan-payment protection product that helps preserve your family's standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary employment happens to you.

Call a Member Services Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today, or click here for more information.

*Your purchase of MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ Borrower Security.

Account Opening Disclosure


Rates

Please see our Current Rates page for rate information.



VISA® Platinum

  • Our lowest credit card interest rate

  • All the benefits of VISA® Classic

  • Warranty Manager Service includes warranty registration and extended warranty protection (call 1-800-551-8472)

  • Auto Rental Collision Damage Waiver Benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when terms and conditions are met. (Call 1-800-VISA-911)

  • Travel and Emergency Assistance Services ensures a wide range of VISA emergency services are available whenever and wherever you need them: 24/7/365 (call 1-800-992-6029)

  • Credit limits greater than $5,000


Disclosures

Account Opening Disclosure

Read our Credit Card Agreement

Application and Solicitation Disclosure



Debt Protection

Sometimes taking out a loan can be a financial gamble

Help play it safe!

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You're betting you can pay back your loan and you won't lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away-leaving your family responsible for your loan balance.

MEMBER'S CHOICE™ Borrower Security* is a voluntary loan-payment protection product that helps preserve your family's standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary employment happens to you.

Call a Member Services Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today, or click here for more information.

*Your purchase of MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ Borrower Security.

Account Opening Disclosure

Rates

Please see our Current Rates page for rate information.



Apply Now

Apply for a Dover Federal Credit Card!

Online Loan Application

To apply for a loan online, click here.


Loan-By-Phone

In order to make it even more convenient for you to apply for a loan, Dover Federal has a "Loan-By-Phone" service dedicated exclusively to serving our Credit Union members.

You can apply for a loan from Dover Federal simply by calling our toll free number 800-589-5309.

When you call, a friendly Loan Counselor will review the loan services and rates currently available. When you are ready to apply, the Loan Counselor will be happy to take your information over the telephone.

Now you can obtain information about a credit union loan during and after our normal business hours. With "Loan-By-Phone," you can apply for a loan when it's convenient for you, even during evening and weekend hours.

Feel free to call from home, work, or from the car dealership. Whenever you are ready to apply for a loan, we can help. You can apply for just about any loan, including vehicle loans, personal loans, home improvement loans, or a VISA® Credit Card.

When you call, a Loan Counselor will ask you a few simple questions regarding your loan request. You will be promptly contacted by the credit union with a reply the next business day.


To report your VISA® card as lost or stolen, call toll free 800-682-6075.

Convenient Payment

Dover Federal offers several easy-to-use payment methods:

  • Through automatic deduction from your Dover Federal Checking Account

  • By mail

  • Through our automated teller, Maxine, 302-678-8024 or 800-818-3328.

  • Through the My Account online banking system

  • In person at any Dover Federal branch office

  • Through Payroll Deduction, which allows you the ease and convenience of setting aside a certain amount each pay period to be deposited to the account(s) of your choice at Dover Federal


To enroll in Payroll Deduction, provide the following information to your employer:

  • DFCU Routing/Transit Number 231176648

  • Member Number from your membership card

  • Select either your savings or checking account for the deposit

Verified by VISA®

Verified by VISA® protects your existing VISA® card with a password you create, giving you assurance that only you can use your VISA® card online.

Simply activate your card and create your personal password. You'll get the added confidence that your VISA® card is safe when you shop at participating online stores.

Once your card is activated, your card number will be recognized whenever you purchase at participating online stores. You'll enter your password in the Verified by VISA® window, your identity will be verified, and the transaction will be completed. In stores that are not yet participating in Verified by VISA®, your VISA® card will continue to work as usual.

To protect your VISA® card online with a personal password, click here.

VISA® Secured

  • Great low interest rate

  • Credit lines from $500 to $5000

  • Accepted at merchants and ATMs worldwide

  • 25-day grace period for purchases

Disclosures

Account Opening Disclosure

Read our Credit Card Agreement

Application and Solicitation Disclosure



Debt Protection

Sometimes taking out a loan can be a financial gamble.

Help play it safe!

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You're betting you can pay back your loan and you won't lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away-leaving your family responsible for your loan balance.

MEMBER'S CHOICE™ Borrower Security* is a voluntary loan-payment protection product that helps preserve your family's standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary employment happens to you.

Call a Member Services Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today, or click here for more information.

*Your purchase of MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ Borrower Security.


Rates

Please see our Current Rates page for rate information.



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Dover Federal Credit Union is an Equal Opportunity-Affirmative Action employer.