Dover Federal Credit Union

VISA^® Credit Cards

Easy to Apply, Quick Approvals

Get all the features you expect and then some from our VISA^® Credit Cards. With low rates, no annual fees and a low 2% cash advance fee (based on amount advanced), carrying our cards is just a great value-plain and simple. Click here for our rates.

VISA^® Classic
VISA^® Platinum
Apply Online
Making a Payment
Verified by VISA^®
VISA^® Disclosure
Notice to holders of Commercial, Business, Club, Organization, and Association accounts

VISA^® Classic

Great low interest rate

Credit limits up to $5,000

Accepted at merchants and ATMs worldwide

25-day grace period for purchases

Low 2% cash advance fee (based on amount advanced)

Statement Checks

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VISA^® Platinum

Our lowest credit card interest rate

All the benefits of VISA^® Classic

Warranty Manager Service- includes warranty registration and extended warranty protection (call 1-800-551-8472)

Auto Rental Collision Damage Waiver Benefit- provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when terms and conditions are met.(call 1-800-VISA-911)

Travel and Emergency Assistance Services- a wide range of VISA emergency services are available whenever and wherever you need them: 24/7/365 (call 1-800-992-6029)

Credit limits greater than $5,000

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Apply Online
To apply for a Dover Federal Credit Card, click here!
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Making a Payments

Online using My Account

Automatically deducted at the same time each month from your Dover Federal Checking Account

Call Max Phone Access to make your payment from any
touchtone phone

By mail or in person at any branch

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Verified by VISA^®
Verified by VISA^® protects your existing VISA^® card with a password you create, giving you assurance that only you can use your VISA^® card online.

Simply activate your card and create your personal password. You'll get the added confidence that your VISA^® card is safe when you shop at participating online stores.

Once your card is activated, your card number will be recognized whenever you purchase at participating online stores. You'll enter your password in the Verified by VISA^® window, your identity will be verified, and the transaction will be completed. In stores that are not yet participating in Verified by VISA^®, your VISA^® card will continue to work as usual.

To protect your VISA^® card online with a personal password, click here.
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VISA^® Disclosure

Annual Percentage Rate	13.90% - VISA^® Classic 9.90% - VISA^® Platinum
Cash Advance APR*	13.90% - VISA^® Classic 9.90% - VISA^® Platinum
Balance Transfer APR*	13.90% - VISA^® Classic 9.90% - VISA^® Platinum

Grace Period for Repayment of Balances for Purchases

You have 25 days to repay your new balance for purchases before a finance charge on purchases is imposed.

Method of Computing the Balance for Purchases

	The interest charges are calculated using the average daily balance plus new transactions.
Annual Fees	None
Minimum Finance Charge	None
Transaction Fee for Purchases	None
Cash Advance Fee	2.0% of Full Amount
International Transaction Fee	1.00% of Transaction Amount
Late Payment Fee	$15.00 (10 or more days late)
Over-the-Credit Limit Fee	$15.00
Foreign Transaction Surcharge	$1.50

*APR= Annual Percentage Rate

The information about the costs of the card described above is accurate as of May 21, 2008.

This information may have changed after that date. To find out what may have changed, call us at 302-678-8000, or write us at 1075 Silver Lake Blvd. Dover, DE 19904.

To status your VISA^® card as lost or stolen, call toll free 800-682-6075.
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Notice to holders of Commercial, Business, Club, Organization, and Association accounts:

The Unlawful Internet Gambling Enforcement Act prohibits persons engaged in the business of betting or wagering from knowingly accepting payments from another person engaged in unlawful internet gambling. Unlawful internet gambling means to "place, receive, or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal Lands in which the bet or wager is initiated, received or otherwise made.” Your account at Dover Federal Credit Union may not be used in any way for such transactions.
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