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Find out what you qualify for with no credit impact!

Advantage Mastercard

Learn all about our low-interest Advantage Mastercard®.

Cash Back Mastercard

Learn all about our 2% on everything Cash Back Mastercard®.



Credit Card Options

Choose between two great cards. A low-rate or cash back on your daily purchases. Which card is right for you?

Advantage Credit Card

Our Advantage Mastercard® offers an amazing rate that is up to 250% lower than the national average†. With a fixed rate that can't be beat, you can pay down balances at your own pace without worrying about penalties or hidden fees.

  • Rate as low as 5.99%APR^
  • Balance transfers with 0% APR for 12 months at a low fee2
  • Contactless Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants & ATMs Worldwide

Cash Back Credit Card

Our Cash Back Mastercard® lets you earn back on everything you buy. With 2% cash back on everyday purchases, it adds up quick. Whether you’re shopping online or in-store, you’ll be automatically rewarded on every purchase. It’s that simple.

  • 2% back on everyday purchases1
  • Balance transfers with 0% APR for 12 months at a low fee2
  • Contactless Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants & ATMs Worldwide

Mastercard Card Benefits

Our Mastercard® credit cards offer many fantastic benefits including continued convenience and security with contactless technology.

There are great additional benefits as well that you can learn more about in your Guide to Benefits that will arrive with your new card and include:

Dover Federal Fraud Text Alerts

With Dover Federal fraud monitoring, keeping your card safe is as easy as sending a text. Our text alert service* allows you to instantly keep tabs on suspicious card activity.

  Learn More About Fraud Texts  


Digital Wallet

Dover Federal Mastercards support Apple Pay, Samsung Pay, and Google Pay digital wallet solutions. See below on how to setup your digital wallet or learn more about these digital payment options.

Apple Pay

Apple Pay™

Apple Pay is cashless made effortless and works with all the Apple devices you use everyday.


Google Pay

Google Pay™

Pay quickly and securely with Google Pay using the payment methods saved to your Google Accounts.


Samsung Pay

Samsung Pay™

Carry your favorite cards on your Android devices so you can pay in-person, in-app or online.


^APR=Annual Percentage Rate Interest. Rates are based on an evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Rates and offers current as of October 1, 2020 and are subject to change. Terms and conditions apply.

1Cash Back Rewards are available on eligible purchases.

U.S. News & World Report

*Message and data rates may apply.

2Balance transfer fee of 3% or 5% will be charged at the time of the transaction based on the creditworthiness of the borrower at the time of card opening. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date. Balance transfers may not be used to pay any Dover Federal associated accounts. If your balance transfer request will exceed your available credit limit, we will process your transfer for less than the amount requested, in the order requested. Membership eligibility required. Terms and conditions apply. See credit union for details.