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Fee Schedule (Effective 5/17/2021)
Account History/Activity Printout/Statement Copy
$5.00
ACH NSF per item/Paid or Returned
(Per item paid or returned)
$30.00
ATM Foreign Transaction Surcharge
$2.50
ATM/Debit Card Annual Fee
No Charge
ATM/Debit Point of Sale Withdrawals
No Charge
ATM/Debit NSF/Withdrawals in Excess of Available Funds
$30.00
Audio Response Transactions
No Charge
Automatic Transfer to Cover Overdrafts
$3.00
Bad Address
$10.00 per month
Cashier’s Checks/Counter Checks
$5.00
Check Cashing
Low Balance - Less $100
$5.00
Check Cashing
Non-Customer (On US Checks Only)
$5.00
Clean Slate Checking - Maintenance Fee
$6.99 - Per Month
Closed Account Fee
(If open less than 6 months)
$5.00
Document Research
No Charge
Escheatment Fee
$100.00
Fax or Photocopy
No Charge
Garnishment
$125.00
Gift Card
$4.95
Inactivity Fee (after 12 months)
$10.00 - Per Month
Legal Process Fee
$125.00
Loan Late Fee - Consumer Loans
$30.00
Loan Late Fee - Real Estate Loans
Maximum $30.00
Minimum Balance
No Charge
Notary Service
No Charge
Monthly Service Charge
No Charge
NSF Share Drafts
Per Item/Paid or Returned
$30.00
Paper Statement Fee (monthly or quarterly)
$1.00
Per Check Writing Charge
No Charge
Plastic Card Replacement
$15.00
Returned Check Orders
$10.00
Returned Deposited Items
$20.00
Returned Reg. D Overage Item
$30.00
Rush Card Order
$45.00
Signature Guarantee Service
No Charge
Single Service Fee
$5.00 - Per Month
Stop Payments
(all items) Including ACH
$30.00
Tax Levy
$125.00
Verification of Deposit (VOD)
No Charge
Safe Deposit Box Annual Fee 2x5
$20.00
Safe Deposit Box Annual Fee 3x5
$25.00
Safe Deposit Box Annual Fee 5x5
$40.00
Safe Deposit Box Annual Fee 3x10
$60.00
Safe Deposit Box Annual Fee 5x10
$80.00
Safe Deposit Box Annual Fee 7x10
$90.00
Safe Deposit Box Annual Fee 10x10
$110.00
Safe Deposit Box Servicing/Drill/Locks/Keys
Actual billed cost + $25.00
Wire Transfer Incoming
Members
No Charge
Wire Transfer Incoming
Non-members
$15.00
Wire Transfer Outgoing
Domestic
$20.00
Wire Transfer Outgoing
International
Quoted at time of wire request
Credit Card Annual Fee
No Charge
Credit Card Cash Advance Fee
No Charge
Credit Card Copy of Statement
$5.00
Credit Card Foreign Transaction Surcharge
$2.50
Credit Card Transaction Fee for Purchasers
No Charge
Credit Card/Loan Late Payment Fee
Maximum $29.00
NSF Bill Pay per item
$30.00
Overnight Check
$25.00
Same Day Bill Payment
$9.95
Online 3rd Party Loan Payment Fee
$4.95
Personal Payment Service
No Charge
Account to Account Transfer
(Outbound Only Initiated from Dover Federal)
No Charge
≤1 year
90 Day Dividends
> 1 year
180 Day Dividends
Basic Checking Monthly Fee
$10.00 Average Monthly Balance Waiver >$500
Basic Checking Purchase Coin
$0.20 per coin roll
Basic Checking Purchase Currency
$0.50 per currency strap
Basic Checking Debit Card Replacement
$5.00 - First Replacement Card Free