Fee Schedule

Effective 6/1/2016

Account Services
Account History/Activity Printout/Statement Copy$5.00
Account Reconciliation/Research $20.00 per hour (1 hour min)
ACH NSF per item paid or returned $30.00
ATM Foreign Transaction Surcharge $2.50
ATM/Debit Card Annual Fee N/C
ATM/Debit Point of Sale Withdrawals N/C
ATM/Debit NSF/Withdrawals in Excess of Available Funds $30.00
Audio Response Transactions N/C
Automatic Transfer to Cover Overdrafts $3.00
Cashier’s Checks/Counter Checks $5.00
Check Cashing - Low Balance - Less $100 $5.00
Check Cashing - Non-Customer (On US Checks Only) $5.00
Closed Account Fee (if open less than 6 months) $5.00
Document Research $20.00 per hour (1 hour min)
Dormant Account Fee (1 year dormant) $20.00
Fax or Photocopy $5.00
Foreign Check or Collection Item Actual cost + $25.00
Garnishment $125.00
Gift Card $4.95
Guaranteed Auto Protection (GAP) $350.00
Image Copy (Check) $3.00
Legal Process Fee
Loan Late Fee - Consumer Loans $30.00
Loan Late Fee - Real Estate Loans Maximum $30.00
Loan Refinance Fee $100.00
Minimum Balance N/C
Monthly Service Charge N/C
Notary Service $5.00
NSF Share Drafts per Item/Paid or Returned $30.00
NSF Maximum Daily Charge $120.00
Replacement Share Draft $5.00
Per Check Writing Charge N/C
Plastic Card Replacement $5.00
Returned Check Orders $10.00
Returned Deposited Items $20.00
Returned Reg. D Overage Item $30.00
Returned Statement Fee $10.00
Rush Card Order $45.00
Rush Pin Mailer $20.00
Safe Deposit Box Annual Fee 2x5 $20.00
Safe Deposit Box Annual Fee 3x5 $25.00
Safe Deposit Box Annual Fee 5x5 $40.00
Safe Deposit Box Annual Fee 3x10 $60.00
Safe Deposit Box Annual Fee 5x10 $80.00
Safe Deposit Box Annual Fee 7x10 $90.00
Safe Deposit Box Annual Fee 10x10 $110.00
Safe Deposit Box Servicing/Drill/Locks/Keys Actual billed cost + $25.00
Signature Guarantee Service $20.00
Stop Payments (all items) Including ACH $30.00
Tax Levy $125.00
Verification of Deposit (VOD) $10.00 per VOD
Wire Transfer Incoming - Members N/C
Wire Transfer Incoming - Non-members $15.00
Wire Transfer Outgoing - Domestic $20.00
Wire Transfer Outgoing - International Quoted at time of wire request
Credit Card Services
Credit Card Annual Fee N/C
Credit Card Cash Advance Fee N/C
Credit Card Copy of Statement $5.00
Credit Card Foreign Transaction Surcharge $2.50
Credit Card Transaction Fee for Purchasers
Credit Card/Loan Late Payment Fee Maximum $30.00
Online Banking Banking/Bill Pay
NSF Bill Pay per item $30.00
Overnight Check $14.95
Same Day Bill Payment $9.95
PayTrace Convenience Fee 3.00% of Transaction Amount
Personal Payment Service (Popmoney®) $0.50
Account to Account Transfer (Outbound Only Initiated from Dover Federal) $2.00
CD Early Withdrawal Penalty
≤1 year 90 Day Dividends
> 1 year 180 Day Dividends

Business Accounts
Business Service Basic Checking
Monthly Fee $10.00 Average Monthly
Balance Waiver >$500
Purchase Coin $0.20 per coin roll
Purchase Currency $0.50 per currency strap
Debit Card Replacement $5.00 - First Replacement Card Free

All fees/changes are per each/item unless otherwise specified. Fees subject to change.

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Dover Federal Credit Union is an Equal Opportunity-Affirmative Action employer.