Lock in your rate and watch your savings grow with a Share Certificate. When you’re looking to earn a higher than average rate of return and do not need immediate access to your funds, a Dover Federal Term Share Certificate is the perfect solution.

Consider the certificate that compliments your financial plans:

  • Terms from 6 months to 5 years
  • Invest with as little as $500*
  • Dividends paid monthly

*$500 opening deposit required for certificate terms of 12 months and longer; $1,000 opening deposit on 6 month term share certificates.  `APY is Annual Percentage Yield; APY may change at any time as determined by the Board of Directors. ^Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificate.  If withdrawal is made within one year of maturity or less, we will impose a penalty equal to 90 days dividends.  For withdrawals made on certificates with an original maturity of more than one year, the penalty we will impose will equal 180 days dividends.