The SMART Option Student Loan®

in Partnership with Sallie Mae®

For borrowers attending degree-granting institutions, now you can pay for college the SMART WAY with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

PAY Now or PAY Later and PAY for College the SMART WAY!

Applying is easy and only takes about 15 minutes to apply and get a result.


Features & Benefits

  • NO Origination Fee
  • NO Prepayment Penalty
  • Multiple repayment options, including NO payments while in school
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • Competitive interest rates
  • Borrow up to 100% of the school-certified cost of attendance
  • Applying with a creditworthy cosigner may help you qualify