Youth Programs



For Kids Ages 12 & Under

At Dover Federal, we think our kids are pretty special! That is why we have created the Kids Making Cents Club, just for our members age 12 and under. It is a fun way to learn good savings habits at an early age. The account starts earning dividends immediately, so kids can watch their money grow with every deposit they make.

All it takes to open an account and become a Kids Making Cents member is an initial $5 deposit.* After joining, kids will receive a membership card and a FREE gift!

In addition, all club members will get a special Kids Making Cents newsletter twice a year filled with exciting things to do, stories to read, and contests to enter.

Some other club benefits include:

  • Special events

  • Birthday card and gift

  • And more!

Open An Account Today - It Makes Cents!

To sign up your child, just visit any branch location and a Dover Federal employee will gladly assist you, or call 302-678-8000 or 888-818-3328. Help them start saving for their future and learn the value of money with our Kids Making Cents Club, exclusively for kids!

*A share account with a $5 minimum balance is required for membership at Dover Federal Credit Union. Members under 18 must have a parent or other adult over the age of 18 on the account. See Credit Union for details.

Privacy Notice: The rights and privacy protection of your children are important to us at Dover Federal Credit Union. That is why, in compliance with the Children's Online Privacy Policy Act (COPPA), we do not collect or distribute personal information for the purposes of this web site.


If you have questions or concerns, please contact us at 888-818-3328.


Kids Making Cents Club Rates APY
From $0.01 .10%

APY is Annual Percentage Yield and is accurate as of March 1, 2017. APY may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.

Youth Week Winner

Youth Week Winner Emily! Emily is pictured with Mike Ramnauth our Member Service Representative that opened Emily's account during Youth Week.


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Dover Federal Credit Union is an Equal Opportunity-Affirmative Action employer.