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Preparing for the unexpected and helping you during a time when you need it most, is the benefit of insurance coverage. Protect yourself and your loan obligations with the features available from one of Dover Federal's robust Insurance programs. 

Debt Protection

Receive the protection you and your loan need with assistance from Debt Protection Insurance coverage. This extensive insurance plan offers life and disability coverage that, in the event of death or disability, Debt Protection Insurance will cover your obligated loan payments. MEMBER'S CHOICE™ Borrower Security* is a voluntary loan-payment protection product that helps preserve your family's standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary employment happens to you.

Call a Member Service Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today.

Mechanical Repair Coverage

As your car gets older, the risk of repairs increase. These repairs can be very expensive, and can cause a stumbling block in your finances if you are not prepared. This product is designed to help you enjoy mechanical repair coverage without the long-term contract. Our Mechanical Repair Coverage includes the option for you to make convenient monthly payments, use the licensed repair facility of your choice, has no mileage limitations, and includes many more benefits that protect you! 

Call a Member Service Representative at 302-678-8000 or 888-818-3328 and ask about protecting your loans today, or click the button below to get your quote today! 

Learn More about coverage!


From the moment you drive off the lot, GAP offers the protection you deserve. GAP (Guaranteed Asset Protection) is available with the purchase of an auto loan and covers the difference between what your vehicle is worth and what you have left to pay on the loan, should the vehicle be lost, stolen or totaled. 

Complimentary AD & D

As an added member benefit, Dover Federal offers a no-cost $1,000 Accidental Death and Dismemberment insurance policy for each member, thru TruStage. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident. Members have the option to purchase an additional $300,000 AD&D coverage from CMFG Life at affordable rates.  Learn more about AD&D coverage.

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*Your purchase of MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER'S CHOICE™ Borrower Security.