External Site Notice

You are now leaving Dover Federal’s website and entering a third party site. Dover Federal is not responsible or guarantee the content on that site. Privacy and security policies may differ. Please review their privacy policy for terms and conditions of use.

Stay Here Leave Site

Check Application

START APPLICATION
Ready to get started?
Fill out your loan application here.

Home Loan Rates

CHECK YOUR RATE
Are you just interested in seeing rates? Get your personalized price quote in minutes.

Check Application

 MORE INFORMATION
Not ready to apply? Fill out a quick form to get in contact with one of our mortgage officers.

 

 

Our Mortgage Products


Select products below to learn more.

 

Affordable Home Buyer Program
Construction Loan w/ Permanent Financing
Dover Federal 10/10 ARM
Dover Federal 5/5 ARM
Veterans Affairs (VA) Loans
Conventional Fixed Rate
Fannie Mae Home Ready
Freddie Mac Home Possible
Medical Professional Loan
Federal Housing Administration (FHA)
United States Department of Agriculture (USDA)

First Front Door | Homebuyer Program

First Front Door (FFD) provides down payment and closing cost assistance to eligible first-time homebuyers. Offered through participating FHLBank Pittsburgh (FHLBank) members that provide first-mortgage financing. By contributing a minimum of $1,500 toward down payment and closing costs, homebuyers are eligible for a maximum FFD grant of $15,000.

 

Applications for 2024 have closed. 

Stay Tuned for Info on 2025 Applications

Contact our Mortgage Team for more information.

Email our Mortgage Team

 

Testimonials

Daryl


Smooth process
"Very smooth process! The team was a real pleasure to work with."
 

Edward & Julia


Thank you for the hard work
"Excellent work throughout the process. Thank you to your team for all you hard work."

Michelle Ann


Top notch service
"Best customer service. Pleasant, patient, and top notch!"
 

Content Library

Enjoy a Great Social Life Without Overspending

Enjoy a Great Social Life Without Overspending

If you’re like most people, spending time with friends is one of your favorite things.

Read More

Posted in Newsroom

Buying Your First Home? Get Preapproved First.

Buying Your First Home? Get Preapproved First

It’s finally happening: You’re getting ready to buy your first home.

Read More

Posted in News on Rates

Is It Time to Refinance Your Mortgage?

Time to Refinance?

You love your home. But your mortgage? That might be a different story.

Read More

Posted in Members


*APR = Annual Percentage Rate; ARM = Adjustable Rate Mortgage (The adjustable rate mortgages are variable and the annual percentage rate may increase or decrease after the initial account opening. That change can increase or decrease the monthly payment. Credit secured by the consumer's principal dwelling may exceed the fair market value of the dwelling. Consumers should consult a tax advisor for further information regarding the deductibility of interest and charges.); LTV = Loan to value ratio. All rates and offers are offered for a limited time and subject to change without notice. Conventional underwriting requirements apply. Other restrictions and origination fee may apply. Contact Dover Federal Credit Union for any applicable additional restrictions and details about your loan. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. Dover Federal is an Equal Housing Lender.

1$500 closing cost assistance will be issued as a credit at the time of closing. Offer subject to change.