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Our Mortgage Products

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Affordable Home Buyer Program
Construction Loan w/ Permanent Financing
Dover Federal 10/10 ARM
Dover Federal 5/5 ARM
Veterans Affairs (VA) Loans
Conventional Fixed Rate
Fannie Mae Home Ready
Freddie Mac Home Possible
Medical Professional Loan
Federal Housing Administration (FHA)
United States Department of Agriculture (USDA)




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"Very smooth process! The team was a real pleasure to work with."

Edward & Julia

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"Excellent work throughout the process. Thank you to your team for all you hard work."

Michelle Ann

Top notch service
"Best customer service. Pleasant, patient, and top notch!"

Content Library

Enjoy a Great Social Life Without Overspending

If you’re like most people, spending time with friends is one of your favorite things.

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Posted in Newsroom

Buying Your First Home? Get Preapproved First.

It’s finally happening: You’re getting ready to buy your first home.

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Posted in News on Rates

Is It Time to Refinance Your Mortgage?

You love your home. But your mortgage? That might be a different story.

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Posted in Members

*APR = Annual Percentage Rate; ARM = Adjustable Rate Mortgage (The adjustable rate mortgages are variable and the annual percentage rate may increase or decrease after the initial account opening. That change can increase or decrease the monthly payment. Credit secured by the consumer's principal dwelling may exceed the fair market value of the dwelling. Consumers should consult a tax advisor for further information regarding the deductibility of interest and charges.); LTV = Loan to value ratio. All rates and offers are offered for a limited time and subject to change without notice. Conventional underwriting requirements apply. Other restrictions and origination fee may apply. Contact Dover Federal Credit Union for any applicable additional restrictions and details about your loan. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. Dover Federal is an Equal Housing Lender.

1$500 closing cost assistance will be issued as a credit at the time of closing. Offer subject to change.