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Advantage Credit Card

Our Advantage Mastercard® offers an amazing rate that is up to 50% lower than the national average†. With a variable rate that can't be beat, you can pay down balances at your own pace without worrying about penalties or hidden fees.

  • Variable rate as low as 11.74%APR^
  • Contactless Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants and ATMs Worldwide
  • Digital wallet compatible 



Cash Back Credit Card

Our Cash Back Mastercard® lets you earn back on everything you buy. With 2% cash back on everyday purchases, it adds up quick. Whether you’re shopping online or in-store, you’ll be automatically rewarded on every purchase. It’s that simple.

  • 2% Cash Back on Everyday Purchase1
  • Contactless Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants and ATMs Worldwide
  • Digital wallet compatible 


Mastercard Card Benefits

Our Mastercard® credit cards offer many fantastic benefits including continued convenience and security with contactless technology.

There are great additional benefits as well that you can learn more about in your Guide to Benefits that will arrive with your new card and include:

Dover Federal Fraud Text Alerts

With Dover Federal fraud monitoring, keeping your card safe is as easy as sending a text. Our text alert service* allows you to instantly keep tabs on suspicious card activity.

How It Works

With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.

If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.

Getting Started

If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away. If you need to verify or update your mobile phone number please contact us.


Digital Wallet

Dover Federal Mastercards support Apple Pay, Samsung Pay, and Google Pay digital wallet solutions. See below on how to setup your digital wallet or learn more about these digital payment options.

Apple Pay

Apple Pay™

Apple Pay is cashless made effortless and works with all the Apple devices you use everyday.


Google Pay

Google Pay™

Pay quickly and securely with Google Pay using the payment methods saved to your Google Accounts.


Samsung Pay

Samsung Pay™

Carry your favorite cards on your Android devices so you can pay in-person, in-app or online.


^APR=Annual Percentage Rate Interest. Rates are based on an evaluation of credit and the prime rate. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Rates and offers current as of October 20, 2023 and are subject to change. Terms and conditions apply. Foreign transaction fees may apply.

1Cash Back Rewards are available on eligible purchases.

† Based on CreditCards.com: https://www.creditcards.com/news/rate-report/ as of 10/20/2023.

*Message and data rates may apply.