Business Resource Center

Running a business today can be overwhelming in terms of personnel, customer demands, suppliers, and economic conditions. For our members, we have organized some valuable resources to help make it easier to navigate through your business day.

From getting a business loan where the decision is made by our loan officers, to using other business services, we understand the needs of local business owners. In addition, Dover Federal Credit Union is approved to be a SBA (Small Business Administration) Lender which offers even more options to our members who run small businesses.

How to Open a New Business Account (link)

How to Open a New Business Account (Printable .pdf)


For Your Business Loan: A Quick List to Be Prepared

Here is what you will need to get started with your business loan:

To Start Your Business in Delaware

To register your corporate name and get your EIN: Visit The State of Delaware, Division of Revenue at, or call (302) 577-8778.

For your articles of incorporation: Visit The State of Delaware, Division of Corporations at, or call (302) 739-3073.

For the Operation of Your Business: Agencies & Support Organizations

The following list provides contact information for various agencies and organizations that offer support to small business owners. Having experienced people to turn to for various issues that come up make it easier to find solutions!

Delaware's Small Business
Development Center      (302) 678-1555     
YWCA Delaware's Center for
Women's Entrepreneurship      (302) 224-4060     
First State Community Loan Fund      (302) 652-6774     
USDA Rural Development      (302) 857-3625     
State of Delaware Economic
Development Office           (302) 577-8477     
Small Business Administration (SBA)      (302) 573-6294     
SCORE "Counselors to Americas
Small Businesses"      (302) 697-3838     
Veterans Business Resources           
Central Delaware
Chamber of Commerce      (302) 734-7513     


Secure Payments. On the Spot!

  • Accept fast and secure card transactions, anytime and anywhere, using SpotPay™.
    With superior support and no sensitive customer data stored on your mobile device, your business has everything to gain and nothing to lose.

  • What Is SpotPay?
    Lower your cost of accepting cards while ensuring fast and easy transactions, anywhere you offer your products and services. SpotPay provides the convenience you need on-the-go as well as unmatched security for you and customers that pay by card.

  • Everything to Gain
    Mobility. Profitability. Efficiency. Peace of mind. A smooth and secure transaction is important to you and your customers. SpotPay is easy to set up, and it gives you quality and support to keep your business moving forward.

  • Nothing to Lose
    "What if my mobile device is lost or stolen?"
    With SpotPay, no sensitive data is ever stored on your mobile device. None. It's the safest and most secure way to do business.

Get Started!

  1. Sign up for merchant services
  2. Receive your free secure card reader
  3. Download the free SpotPay mobile app for your iOS or Android™ device
  4. Accept transactions from anywhere!

It's just that simple.

Learn more and sign up today!

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Dover Federal Credit Union • All rights reserved 2014
Dover Federal Credit Union is an Equal Opportunity-Affirmative Action employer.