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Stay Here Leave SiteBuilding Smart Money Habits from the Start
Saving money can be fun! At Dover Federal Credit Union, our youth savings programs teach kids and teens smart money habits while offering exciting rewards for reaching goals. From weekly deposits to good grades, there are plenty of ways for kids to earn and learn.
Our youth savings programs give children and teens the tools to develop responsible money habits while enjoying rewards for their accomplishments.
A Dover Federal Youth Account offers:
Deposit just $5 to open an account
Help develop good savings habits
Earn dividends monthly
Enrolled in Super Saver Program
Super Saver Program
With a Youth Savings or Teen Checking account, you’re automatically enrolled in our Super Saver Program. This program is designed for you, our youth membership. It combines great ways to earn cool rewards with learning how to be a responsible and smart financial individual. Featuring contests and events along with our Youth Rewards Card for tracking your progress towards free stuff.
Youth Rewards Card
The Youth Rewards Card is designed to reward you for doing the right thing! You’ll receive a card to track your progress and earn stickers for doing a variety of things, like deposit money or making the honor roll. Once your card is full, you’ll be able to redeem it for your reward!
How to earn stickers
$10 Monthly Deposit: 1 Sticker (Up to 12 per year)
High Honor Roll (Straight A's) @ School*: 4 Stickers (16 possible per year)
Honor Roll (A's and B's) @ School*: 2 Stickers (8 possible per year)
Your Birthday: 5 Stickers
Who can have a Youth Account?
Anyone who is age 17 or under and has a relative (parent, grandparent, sister, brother, etc.) who is a member of Dover Federal. A parent or other adult over the age of 18 is required as a joint owner of the account. Minors would be eligible for the Teen Checking account and debit cards starting at age 13.
Should You Start a Savings Account for Your Child?
Simple & Free
- No minimum balance requirement
- No monthly fee
- 50,000+ surcharge-free ATMs
Quick & Convenient
- Withdraw cash
- Verify balances
- Transfer funds
Mobile Banking is available on:
A share account with a $5 minimum balance is required for membership at Dover Federal Credit Union. Members under 18 must have a parent or other adult over the age of 18 on the account. See Credit Union for details. Privacy Notice: The rights and privacy protection of your children are important to us at Dover Federal Credit Union. That is why, in compliance with the Children's Online Privacy Policy Act (COPPA), we do not collect or distribute personal information for the purposes of this website.
* Report card required as proof.