External Site Notice
Advantage Credit Card
Our Advantage Mastercard® offers an amazing rate that is up to 250% lower than the national average†. With a fixed rate that can't be beat, you can pay down balances at your own pace without worrying about penalties or hidden fees.
- Rate as low as 5.99%APR^
- Contactless Technology
- No Annual Fees
- No Balance Transfer Fees
- 25-Day Grace Period for Purchases
- Accepted at Merchants and ATMs Worldwide
- And more!
Mastercard Card Benefits
Our Mastercard® credit cards offer many fantastic benefits including continued convenience and security with contactless technology.
There are great additional benefits as well that you can learn more about in your Guide to Benefits that will arrive with your new card and include:
Dover Federal Fraud Text Alerts
With Dover Federal fraud monitoring, keeping your card safe is as easy as sending a text. Our text alert service* allows you to instantly keep tabs on suspicious card activity.
How It Works
With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.
If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away. If you need to verify or update your mobile phone number please contact us.
Dover Federal Mastercards support Apple Pay, Samsung Pay, and Google Pay digital wallet solutions. See below on how to setup your digital wallet or learn more about these digital payment options.
Apple Pay is cashless made effortless and works with all the Apple devices you use everyday.
Pay quickly and securely with Google Pay using the payment methods saved to your Google Accounts.
Carry your favorite cards on your Android devices so you can pay in-person, in-app or online.
^APR=Annual Percentage Rate Interest. Rates are based on an evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Rates and offers current as of October 1, 2020 and are subject to change. Terms and conditions apply.
1Cash Back Rewards are available on eligible purchases.
*Message and data rates may apply.
This is a great credit union. The employees are friendly and do their job well. The rates are great and the fees are low. I will never use a regular bank again!
Barbara - Hartly, DE