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Our Advantage Mastercard® comes with an unbeatable variable interest rate that is over 50% lower than the national average*, allowing you to pay down balances at your own pace, free from penalties or hidden fees. With an interest rate that good, it's hard not to take advantage. 

  • Variable Rate as low as 11.74% APR1
  • Contactless & Mobile Wallet Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants and ATMs Worldwide

Top 3 Reasons To Get The Advantage Mastercard:

Advantage Reason 1: Our Lowest Interest Rate Card Available With available variable rates over 50% lower than the national average.*
Advantage Reason 2: Check Your Rate with No Credit Check Want to know which rate you qualify for? Find out with no impact to your credit score.2
Reason 3 - No Annual Fee That's a savings of nearly $80 in fees per year on average!


Benefits on all our Mastercard Cards

Our Mastercard® credit cards offer many fantastic benefits including continued convenience and security with contactless technology.

There are great additional benefits as well that you can learn more about in your Guide to Benefits:


1APR=Annual Percentage Rate. Rates are based on prime rate and an evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Rates and offers are current as of 10/20/2023 and are subject to change. Terms and conditions apply. Foreign transaction fees may apply.

2 Soft credit inquiry is used during the preapproval process. A credit check is necessary when accepting any credit card offer. See credit union for more details.

* Based on CreditCards.com: https://www.creditcards.com/news/rate-report/ as of 10/20/2023.