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Our Advantage Mastercard® offers an amazing rate that is up to 250% lower than the national average*. With a fixed rate that can't be beat, you can pay down balances at your own pace without worrying about penalties or hidden fees.

  • Rate as low as 5.99%APR^
  • Contactless Technology
  • No Annual Fees
  • 25-Day Grace Period for Purchases
  • Accepted at Merchants and ATMs Worldwide
  • And more!
Advantage Card - Contactless Payment

 

  APPLY FOR ADVANTAGE MASTERCARD  

 

Top 3 Reasons To Get The Advantage Mastercard:

Reason 1 - Our Lowest interest rate ever at 5.99% APR. About 250% lower than the national average.
Reason 2 - Balance Transfers - Consolidate your higher rate credit cards without worry of a rate increase later.
Reason 3 - No Annual Fee That's a savings of nearly $80 in fees per year on average!

 

Benefits on all our Mastercard Cards

Our Mastercard® credit cards offer many fantastic benefits including continued convenience and security with contactless technology.

There are great additional benefits as well that you can learn more about in your Guide to Benefits:

Transfer Your Balance, Save Money.

Need to consolidate some debt? You can transfer your balance at a 0% APR for 12 months with a balance transfer fee as low as 3%.

Balance Transfer Offer Includes:

  • 0% APR for 12 months from the date of the first balance transfer. After that, your standard purchase APR based on creditworthiness will apply. 
  • Low, variable balance transfer fees between 3-5% (rate dependent on creditworthiness)

 

^APR=Annual Percentage Rate Interest. Rates are based on an evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Rates and offers current as of October 1, 2020 and are subject to change. Terms and conditions apply.

* https://creditcards.usnews.com/articles/average-apr

Balance transfer fee of 3% or 5% will be charged at the time of the transaction based on the creditworthiness of the borrower at the time of card opening. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date. Balance transfers may not be used to pay any Dover Federal associated accounts. If your balance transfer request will exceed your available credit limit, we will process your transfer for less than the amount requested, in the order requested. Membership eligibility required. Terms and conditions apply. See credit union for details.