Dover Federal Credit Union
ALERT

Rates

Loan Rates

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Autos

APR* as low as

1.99%

Motorcycles

APR* as low as

3.50%

Boats and RVs

APR* as low as

3.75%

Signature

APR* as low as

7.50%

Home Equity

APR* as low as

3.50%

Equity Advantage***

APR* as low as

3.50%

Home Equity
Line of Credit

APR* as low as

3.50%

Home Improvement

APR* as low as

6.19%

Mortgage

Low APR* rates
 

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Land Loans

APR* as low as

5.19%

Overdraft Protection

APR* as low as

14.90%

Share Secured**

APR* as low as

3.10%

Share Certificate
Secured Loans**

APR* as low as

3.00%

VISA® Secured
Credit Card

APR* as low as

13.90%

VISA® Platinum
Credit Card

APR* as low as

9.90%

VISA® Classic
Credit Card

APR* as low as

13.90%

Business MasterCard®
Platinum Credit Card

APR* as low as

9.90%

 

Checking Account Rates

From $500
.05% APY^

 

Share Account Rates

Primary / Share savings
From $100
.10% APY^
$uper $aver Share Account
From $500
.125% APY^
Money Market
From $1,000
.125% APY^
Money Market
From $10,000
.175% APY^
Money Market
From $50,000
.25% APY^
Money Market
From $100,000
.40% APY^
Money Market
From $250,000
.50% APY^
Vacation/Christmas Club
From $100
.10% APY^

 

Kids Making Cents Club Rates

From $0.01
.10% APY^

 

#MyCash, Teen Program Rates

From $0.01
.10% APY^

 

IRA Share Rates

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From $100
.10% APY^

 

IRA Share Certificate Rates

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1 Year Term
$2,000+ Balance to Earn Dividends
0.55% APY^
2 Year Term
$2,000+ Balance to Earn Dividends
0.75% APY^
3 Year Term
$2,000+ Balance to Earn Dividends
1.00% APY^
4 Year Term
$2,000+ Balance to Earn Dividends
1.15% APY^
5 Year Term
$2,000+ Balance to Earn Dividends
1.75% APY^

 

Share Certificate Rates

6-Month Term
$1,000+ Balance to Earn Dividends
0.25% APY^
12-Month Term
$500+ Balance to Earn Dividends
0.55% APY^
18-Month Term
$500+ Balance to Earn Dividends
0.55% APY^
24-Month Term
$500+ Balance to Earn Dividends
0.75% APY^
30-Month Term
$500+ Balance to Earn Dividends
0.75% APY^
36-Month Term
$500+ Balance to Earn Dividends
1.00% APY^
4-Year Term
$500+ Balance to Earn Dividends
1.15% APY^
5-Year Term
$500+ Balance to Earn Dividends
1.75% APY^

 

Business Share Accounts Rates

Primary/Share Savings
$100+ Balance to Earn Dividends
.05% APY^
Money Market
$1,000+ Balance to Earn Dividends
.075% APY^
Money Market
$50,000+ Balance to Earn Dividends
.10% APY^
Money Market
$100,000+ Balance to Earn Dividends
.20% APY^

 

Business Share Certificate Rates

12-Month Term
$500+ Balance to Earn Dividends
0.25% APY^
24-Month Term
$500+ Balance to Earn Dividends
0.40% APY^
36-Month Term
$500+ Balance to Earn Dividends
0.65% APY^
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*APR= Annual Percentage Rate. Rates quoted “as low as” are subject to an evaluation of your credit history. Your rate may vary from the rate shown. The stated rates for the Auto and Motorcycle Loans are discounted which include: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount, requires Debt Protection Life and Disability for .25% discount and requires GAP Insurance for .25% discount for a total discount of 1.00%. The stated rates for the Boat and RV Loans are discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. The stated rates for the Signature Loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount and requires Debt Protection Life and Disability for .25% discount for a total discount of .75%. The stated rate for the Home Equity loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. Home Equity Lines of Credit are variable-rate loans. The plan has a maximum APR of 18%.  Under no circumstances will the APR go below the floor during the term of the loan.  Rate may adjust monthly with the Prime rate as published in The Wall Street Journal. We will use the most recent index value available to us as of 10 days before the date of any annual percentage rate adjustment.  The stated rate for the Land Loans is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. Rates and terms subject to change without advance notice.  Refinancing of existing Dover Federal Loans may not be available.  At no time will the APR go below the floor during the term of the stated loan.  Rates are accurate as of April 1, 2017.

**APR is over current share or share certificate rate. See Credit Union for details.

***Offer is valid for a limited time only, subject to membership eligibility and credit approval. APR is the Annual Percentage Rate, which is the advertised rate. The advertised rate may vary based on creditworthiness, and terms. The advertised rate is a fixed rate for a loan term of no more than 10 years (120 months), requires a first lien position against your home, and 80% loan to value. The stated rate for the 1st Lien Home Equity loan is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. See Credit Union for details.

^APY is Annual Percentage Yield and is accurate as of April 1, 2017. APY may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.

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Member Testimonial

This is a great credit union. The employees are friendly and do their job well. The rates are great and the fees are low. I will never use a regular bank again!

-- Barbara - Hartly, DE

Dover Federal Credit Union Testimonials

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