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Stay Here Leave SiteLoan Rates
Auto Loans
APR* as low as
2.99%
USED Autos
APR* as low as
3.24%
Motorcycles
APR* as low as
4.50%
Boats and RVs
APR* as low as
5.25%
Signature
APR* as low as
8.00%
Home Equity
APR* as low as
3.85%
Equity Advantage
APR* as low as
3.75%
Home Equity Line of Credit
APR* as low as
5.00%
Home Improvement
APR* as low as
6.44%
Land Loans
APR* as low as
5.44%
Shared Secure**
APR* as low as
3.10%
Share Certificate Secured Loans**
APR* as low as
3.10%
VISA® Secured Credit Card
APR* as low as
13.90%
VISA® Platinum Credit Card
APR* as low as
9.90%
VISA® Classic Credit Card
APR* as low as
13.90%
Business MasterCard® Platinum Credit Card
APR* as low as
9.90%
Share Accounts
| $0.01 - $24,999 | $25,000 - $99,999 | $100,000+ | |
|---|---|---|---|
| APY | APY | APY | |
| Share Savings | 0.10% | 0.15% | 0.20% |
| Super Saver Shares | 0.13% | 0.20% | 0.25% |
| Kid's Making Cents/#MyCash | 0.10% | 0.15% | 0.20% |
| Christmas Club | 0.10% | 0.15% | 0.20% |
| IRA Share Savings | 0.10% | 0.15% | 0.20% |
Term Share and IRA Certificate Rates
| $500 - $24,999 | $25,000 - $99,999 | $100,000+ | |
|---|---|---|---|
| Term | APY | APY | APY |
| 6 Month | 0.15% | 0.25% | 0.35% |
| 1 Year | 0.45% | 0.55% | 0.65% |
| 18 Month | 0.45% | 0.55% | 0.65% |
| 2 Year | 0.65% | 0.75% | 0.85% |
| 30 Month | 0.65% | 0.75% | 0.85% |
| 3 Year | 2.32% | 2.38% | 2.48% |
| 4 Year | 1.04% | 1.15% | 1.25% |
| 5 Year | 2.78% | 2.84% | 2.94% |
*APR= Annual Percentage Rate. Rates quoted “as low as” are subject to an evaluation of your credit history. Your rate may vary from the rate shown. The stated rates for the Auto, Motorcycle, Boats/RVs, Equity Advantage, Fixed Rate Home Equity Loans, Home Improvement, and Land Loans are discounted which include: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. New Auto Loans are eligible for 3 most recent model years. Used Auto Loans are eligible for model years 2010 through 2016.
Equity Advantage is a fixed rate for a loan term of no more than 10 years (120 months), requires a first lien position against your home, and 80% loan to value.
Home Equity Lines of Credit are variable-rate loans and may adjust monthly with the Prime rate as published in The Wall Street Journal. The plan has a maximum APR of 18%. We will use the most recent index value available to us as of 10 days before the date of any annual percentage rate adjustment.
Rates and terms subject to change without advance notice. Refinancing of existing Dover Federal Loans may not be available. At no time will the APR go below the floor during the term of the stated loan. Rates are accurate as of January 1, 2019.**APR is over current share or share certificate rate. See Credit Union for details.^APY is Annual Percentage Yield and is accurate as of January 1, 2019. APY may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.
Member Testimonial
This is a great credit union. The employees are friendly and do their job well. The rates are great and the fees are low. I will never use a regular bank again!
Barbara - Hartly, DE
