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APR = Annual Percentage Rate; ARM = Adjustable Rate Mortgage; LTV = Loan to value ratio. All rates and offers are in effect as of May 2, 2022, offered for a limited time and subject to change without notice. Conventional underwriting requirements apply. Other restrictions and origination fee may apply. Contact Dover Federal Credit Union for any applicable additional restrictions and details about your loan. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. Dover Federal is an Equal Housing Lender. See credit union for details.