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Branch Information
Dover Federal Credit Union Milford Branch Amenities
Online Banking
Bank anywhere you go with our user-friendly online banking system.
Great Rates
Earn more on deposits and spend less on loans with better-than-average rates.
Safe & Secure
Your money is federally insured (up to $250,000) and securely stored.
Night Deposit Drop
Deposit checks or cash after business hours with our 24/7 deposit drop.
Dover Federal Credit Union Milford Branch Services
At Dover Federal Credit Union’s Milford branch, we’re committed to helping individuals, families, and businesses in Southern Delaware achieve financial success. Whether you’re managing everyday expenses, planning for the future, or growing your business, our Milford team is ready to provide personalized service and powerful financial tools designed to support your journey.
Banking Services
Personal Checking Accounts
Simplify your everyday finances with a high-yield checking account from Dover Federal. Earn on balances up to $15,000 and access your money anytime with online banking, mobile deposit, and nationwide ATM access.
Personal Saving Accounts
Saving is easy and rewarding with a personal savings account that earns on balances up to $49,999. Whether you’re building an emergency fund or saving for a goal, your money grows faster with us.
IRA Accounts
Prepare for life after work or save for education with one of our IRA options. We offer Traditional, Roth, and Education IRAs so you can choose the plan that best aligns with your future goals.
Personal Share Certificates
Grow your funds with guaranteed returns by opening a share certificate. Terms range from 6 months to 5 years. Start investing with as little as $500.
Youth Savings Accounts
Help your child build lifelong financial habits with a youth savings account. Open an account with just $5 for kids under 18 and start them on the path to smart saving.
Teen Checking Accounts
For teens ages 13–17, our teen checking accounts come with a debit card and mobile access. Teen accounts offer independence while helping them build strong financial habits early on.
Veterans Benefits Banking Program
We honor those who serve and have served. Our Veterans Benefits Banking Program connects veterans, survivors, beneficiaries, and caregivers with tailored banking services to meet their unique needs.
Business Checking Accounts
Manage your business finances with ease. Our business checking accounts offer convenient access, online bill pay, and 24/7 automated teller support to keep your business running smoothly.
Business Saving Accounts
Start your business savings plan with just $5. Earn on balances over $100 while maintaining easy access to your funds when opportunity knocks.
Non-Profit Checking Accounts
We support local organizations with non-profit checking accounts that include no minimum balance requirement, online banking, and a MasterCard debit card for easy spending.
Commercial Money Market Accounts
Put your extra business funds to work. Earn with tiered rates and monthly dividends through a commercial money market account.
Business Share Certificates
Looking for safe, strong returns? Invest in business share certificates with terms from 1 to 5 years.
Payment Processing Services
In partnership with Total Merchant Concepts, we offer reliable and cost-effective payment processing services for Milford’s growing small business community.
Lending Services
Auto Loans
Ready for a new ride? Dover Federal offers up to 120% financing on auto loans with terms up to 84 months and no prepayment penalties, making car buying simple and affordable.
Motorcycle, RV & Boat Loans
Whether it’s two wheels or open water, we’ve got your recreational financing covered. Enjoy flexible terms, low rates, and up to 120% financing with no application fees.
Home Equity Loans
Use the equity in your home to finance renovations, consolidate debt, or cover major expenses. Borrow up to 80% of your home’s value at competitive fixed rates.
Land Loans
If you’re looking to buy land in or around Milford, our land loans are a smart solution. With terms up to 12 years and no prepayment penalties.
Mortgages
From first-time homebuyers to longtime residents, we help Milford members get the home they want with flexible mortgage options and local support throughout the process.
Personal & Secured Loans
Cover unexpected expenses or big-ticket purchases with a personal loan. With fixed rates, flexible terms, and quick approvals, it’s a simple way to get the funds you need.
Credit Cards
Our credit card options are built to fit your lifestyle. Earn cash back with the Cash Back Card or take advantage of our low-rate Advantage Card to pay down balances affordably.
Student Loans
In partnership with Sallie Mae, we offer student loans that can cover up to 100% of tuition and other education costs. Apply today and focus on learning instead of financial stress.
Commercial Vehicle Loans
Grow your business fleet with financing for trucks, vans, or other commercial vehicles. Get the support you need from our dedicated business lending specialists.
Commercial Real Estate Loans
Expand your business footprint or acquire new property with a commercial real estate loan. We offer up to 80% financing, competitive terms, and fast local decision-making.
Equipment Loans
From construction gear to tech equipment, we offer flexible loans to help your business grow. Get quick access to funding and take your operations to the next level.
Business Credit Cards
Empower your team while keeping control of your expenses. Our business credit cards allow you to set limits, manage permissions, and streamline spending.
Business Lines Of Credit
Get flexible access to capital with a business line of credit. Draw funds as needed to manage seasonal fluctuations, bridge short-term cash gaps, or seize new opportunities.
What Members Are Saying
“Great bank. Very personal experience. Ask them anything, and you will get an answer that is easy to understand and useful. A credit union is a very different experience from a bank. You are PART of the credit union!”
- Bernadette Lonergan
Why Dover Federal Credit Union?
At Dover Federal’s Milford branch, our members aren’t just account numbers; they’re neighbors, business owners, and community leaders. We believe in building relationships, offering honest advice, and providing financial solutions that work for real life.
Our branch team is committed to helping you reach your goals with tools that make banking easier, smarter, and more rewarding. From competitive interest rates to personalized loan guidance, we’re here for you every step of the way.
A Trusted Local Credit Union Near You
Our Milford branch is located directly in Milford on the northwest side of town. We’re situated right off of US Route 113 for easy access. Travel frequently around Delaware? Our Milford location isn’t the only branch available to you! We have seven additional locations scattered across the First State.
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