External Site Notice

You are now leaving Dover Federal’s website and entering a third party site. Dover Federal is not responsible or guarantee the content on that site. Privacy and security policies may differ. Please review their privacy policy for terms and conditions of use.

Stay Here Leave Site

Health and Well-Being

Health Insurance

Full-time employees are eligible after 60 days of employment for medical, dental, and vision insurance. Dover Federal Credit Union pays 85% of premiums and employees pay 15% for employee-only coverage. Dover Federal Credit Union pays 70% of premiums and employees pay 30% for coverages that include dependent children, spouse or family.

Group Life & Disability

Full-time employees are eligible after 90 days of employment and Dover Federal Credit Union pays for 100% of the premium.

Retirement Plan

As an employee of Dover Federal Credit Union, we can assist you in saving for retirement with a 401(k) plan. All full-time and part-time employees are eligible after (90) days of employment to make pre-tax contributions.  After (1) year of employment, the Credit Union will match employee contributions up to 3%.

Paid Holidays

Dover Federal full and part-time employees enjoy ten paid holidays each year including:

  • Labor Day
  • Juneteenth
  • Veteran's Day
  • Thanksgiving Day
  • Christmas Day
  • New Year's Day
  • Martin Luther King, Jr. Day
  • President's Day
  • Memorial Day
  • Independence Day

Paid Time Off

Qualified full-time employees at Dover Federal Credit Union begin accruing paid time off after 90 days of employment according to the following schedule:

  • Year one: 1 day for each full month after initial 90 days of employment
  • Year two through four: 22 days
  • Year five through nine: 26 days
  • Year ten through fourteen: 31 days
  • Year fifteen and nineteen: 32 days
  • Year twenty and beyond: 36 days

Educational Assistance

Full-time employees at Dover Federal Credit Union are eligible for up to $5,000 per year for educational expenses.

Flexible Spending Account

All Dover Federal Credit Union employees may take advantage of a Flexible Spending Account, which allows for pre-tax deductions for out of pocket medical, dental or vision expenses, as well as child and dependent care expenses. Employees must enroll for the Flexible Spending Account as a new hire and re-enroll each year during the open enrollment period.

Other Benefits

Dover Federal Credit Union also provides time off for jury duty, funeral leave (immediate family only), and military reserve training. A full description of benefits is outlined in the policy manual. For further details, contact the Human Resource Department.