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America Saves Week is a widely recognized national campaign where thousands of organizations join together to collectively encourage their communities to focus on their individual financial wellness.
Dover Federal is participating this year and over the course of a week, starting April 7th, we will cover money-related topics from a relatable, down-to-earth, positive perspective. If you plan on participating you can expect to end the week with tools, resources, and clarity on your current financial situation, new savings goals, and a realistic plan to achieve them.
America Saves Week Day 1: Saving Automatically
The Power of Saving Automatically
Automatic savings is a simple yet powerful tool that ensures you’re consistently working toward your financial goals, whether paying down debt, preparing for emergencies, or saving for long-term dreams.
America Saves Week Day 2: Emergency Funds
5 Steps to Start and Grow Your Financial Safety Net
Life is full of surprises, and while many of them are joyful—a last-minute getaway or a family celebration—others, like an unexpected car repair or medical bill, can be stressful and expensive. That’s when an emergency fund becomes your financial safety net, giving you peace of mind to enjoy life now while ensuring you’re prepared for the unexpected.
America Saves Week Day 3: Investing in Your Future
Financial Considerations for Major Life Events
Life is full of major milestones—events that shape our futures and create lasting memories. Whether it’s pursuing higher education, buying your first home, planning a dream vacation, or preparing for retirement, each milestone comes with financial considerations.
America Saves Week Day 4: Benefits of Paying Off Debt
Transform Your Finances by Paying Down Debt
Debt can feel like a heavy burden, but the good news is that paying it down is a powerful step toward transforming your financial future.
America Saves Week Day 5: Saving At Any Age
Saving Strategies for Every Stage of Life
It’s never too late—or too early—to start saving. No matter your age or financial situation, every stage of life presents unique opportunities and challenges when it comes to building financial security.
7 Steps To Start Your Savings Journey
Commit to Establishing Emergency Savings
Unexpected emergencies often sabotage our financial goals, so getting in a savings mindset and
building aan emergency fund is crucial. Start small and think big by setting a goal of a $500 rainy day fund. Once you’ve reached that goal, it will be easy to continue!
Take The America Saves Pledge
Now that you’re committed to saving, it’s time to consider how you’ll achieve it. The America Saves
Pledge is a tool that helps you make a simple plan to meet your savings goal while offering you
long-term accountability and support along the way.
Open Your Savings Account
If you don’t have a savings account, now’s the time! Ensure your savings account is federally insured
with a reputable financial institution with no fees (or low fees).
Set up Automatic Savings
The easiest way to save is to save automatically! Contact your employer to set up a direct deposit into your savings account each pay period or set up an automatic transfer from your checking account to your savings account at your financial institution.
Get Serious About Reducing Your Debt
When you reduce your debt, you save on interest and fees while maintaining or improving your credit score! Create a debt reduction plan that works best for you. Utilize America Saves resources to see the different options to pay down debt.
Get Clear On Your Finances
Create a Spending and Savings Plan that allows you to easily see your income, expenses, and anything leftover. Once you have a clear view of your finances, you can determine where to make changes and what else you should be saving for based on your financial goals.
Repledge for Accountability & Support
Once you’ve determined what other short-term and long-term savings goals you have, take the
America Saves pledge for a new category to continue the receive tips, support, reminders, and tools to help you achieve your new savings goals.
Take the America Saves Pledge at AmericaSaves.org/Pledge and Visit AmericaSaves.org for tips, resources, and support.