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Health and Well-Being

Health Insurance

Full-time employees are eligible after 60 days of employment for medical, dental, and vision insurance. Dover Federal Credit Union pays 85% of premiums and employees pay 15% for employee-only coverage. Dover Federal Credit Union pays 70% of premiums and employees pay 30% for coverages that include dependent children, spouse or family.

Group Life & Disability

Full-time employees are eligible after 90 days of employment and Dover Federal Credit Union pays for 100% of the premium.

Retirement Plan

As an employee of Dover Federal Credit Union, we can assist you in saving for retirement with a 401(k) plan. All full-time and part-time employees are eligible after (90) days of employment to make pre-tax contributions.  After (1) year of employment, the Credit Union will match employee contributions up to 3%.

Paid Holidays

Dover Federal full and part-time employees enjoy ten paid holidays each year including:

  • Labor Day
  • Columbus Day
  • Veteran's Day
  • Thanksgiving Day
  • Christmas Day
  • New Year's Day
  • Martin Luther King, Jr. Day
  • President's Day
  • Memorial Day
  • Independence Day

Paid Time Off

Qualified full-time employees at Dover Federal Credit Union begin accruing paid time off after 90 days of employment according to the following schedule:

  • Year one: 1 day for each full month after initial 90 days of employment
  • Year two through four: 22 days
  • Year five through nine: 26 days
  • Year ten through fourteen: 31 days
  • Year fifteen and nineteen: 32 days
  • Year twenty and beyond: 36 days

Educational Assistance

Full-time employees at Dover Federal Credit Union are eligible for up to $5,000 per year for educational expenses.

Flexible Spending Account

All Dover Federal Credit Union employees may take advantage of a Flexible Spending Account, which allows for pre-tax deductions for out of pocket medical, dental or vision expenses, as well as child and dependent care expenses. Employees must enroll for the Flexible Spending Account as a new hire and re-enroll each year during the open enrollment period.

Other Benefits

Dover Federal Credit Union also provides time off for jury duty, funeral leave (immediate family only), and military reserve training. A full description of benefits is outlined in the policy manual. For further details, contact the Human Resource Department.