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Stay Here Leave SiteThe Card That Fits Your Life
As your trusted credit union, Dover Federal believes you deserve choices that put your financial goals first. That’s why we offer two Mastercard options: the Cash Back Credit Card, giving you 2% back on every purchase, and the Advantage Credit Card, offering a low rate to help you save on interest.
No matter which you choose, you’ll enjoy the local service and member-first support that sets Dover Federal apart. Start your application today and experience the Dover Federal difference.
All of our Credit Cards Include:
- Contactless Technology
- No Annual Fees
- Accepted at Merchants and ATMs Worldwide
- Digital wallet compatible
- 25-Day Grace Period for Purchases
Cash Back Credit Card
2% Cash Back on Everyday Purchase
Our Cash Back Mastercard® lets you earn back on everything you buy. With 2% cash back on everyday purchases, it adds up quick. Whether you’re shopping online or in-store, you’ll be automatically rewarded on every purchase. It’s that simple.
Advantage Credit Card
Variable rate as low as 9.99%APR*
Our Advantage Mastercard® offers an amazing variable rate that can't be beaten. This allows you to pay down balances at your own pace without worrying about penalties or hidden fees.

Apple Pay™
Apple Pay is cashless made effortless and works with all the Apple devices you use everyday.

Google Pay™
Pay quickly and securely with Google Pay using the payment methods saved to your Google Accounts.

Samsung Pay™
Carry your favorite cards on your Android devices so you can pay in-person, in-app or online.
Dover Federal Fraud Text Alerts
With Dover Federal fraud monitoring, keeping your card safe is as easy as sending a text. Our text alert service* allows you to instantly keep tabs on suspicious card activity.
How It Works
With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.
Getting Started
If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away. If you need to verify or update your mobile phone number please contact us.
*APR= Annual Percentage Rate. All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates shown may not apply to every borrower. Rates quoted are subject to change. Quoted rates may not apply to refinances of existing Dover FCU loans.


