External Site Notice
You are now leaving Dover Federal’s website and entering a third party site. Dover Federal is not responsible or guarantee the content on that site. Privacy and security policies may differ. Please review their privacy policy for terms and conditions of use.
Stay Here Leave Site
Branch Information
Dover Federal Credit Union Smyrna Credit Union Amenities
Coin Machine
Convert your loose change into cash or vice versa in a matter of minutes.
Great Rates
Earn more on deposits and spend less on loans with better-than-average rates.
Drive-Up ATM
Deposit or withdraw money without ever leaving your car.
Night Deposit Drop
Deposit checks or cash after business hours with our 24/7 deposit drop.
Dover Federal Credit Union Smyrna Branch Services
Dover Federal Credit Union’s Smyrna branch offers a complete range of financial services designed to meet the needs of individuals, families, and businesses throughout the area. Whether you’re saving for the future, launching a business, or financing your next big purchase, our local team is here to help with expert guidance and member-first service.
Banking Services
Personal Checking Accounts
Take control of your finances with a personal checking account that pays you back. Earn on balances up to $15,000, plus enjoy features like mobile check deposit, online banking, and surcharge-free ATM access.
Personal Saving Accounts
Secure your future with a personal savings account that offers a great APY on balances up to $49,999. It’s a simple, smart way to build your emergency fund or save for major goals.
IRA Accounts
Whether you’re planning for retirement or future education, Dover Federal offers Traditional, Roth, and Education IRAs to help you grow your money in a tax-advantaged way.
Personal Share Certificates
Earn guaranteed returns with share certificates starting at $500. Terms range from 6 months to 5 years. Share certificates are ideal for cash you don’t need immediate access to.
Youth Savings Accounts
Help your child build strong financial habits with a youth savings account. Open with as little as $5 and start growing savings for your child’s future today.
Teen Checking Accounts
Designed for teens aged 13 to 17, our teen checking accounts include a debit card and mobile banking access, giving young adults hands-on experience with managing money.
Veterans Benefits Banking Program
As a credit union founded on the Dover Air Force Base, we’re proud to serve veterans and their families. Our benefits program helps veterans access accounts, lending, and support tailored to their financial journey.
Business Checking Accounts
Simplify business banking with a checking account that includes 24/7 online access, automated teller support, and tools to help you manage your cash flow easily.
Business Saving Accounts
Start saving for your business with a low $5 opening deposit. Earn on balances over $100 while keeping your funds accessible for future opportunities.
Non-Profit Checking Accounts
Our non-profit accounts are built for impact. With no minimum balance requirement and convenient online access, it’s the perfect tool for smaller organizations and community groups.
Commercial Money Market Accounts
Put your business’s idle cash to work with tiered earning opportunities. Our commercial money market accounts have monthly dividend payments.
Business Share Certificates
Lock in a high return on excess business capital with business share certificates. Choose terms from 12 to 60 months.
Payment Processing Services
We’ve partnered with Total Merchant Concepts to provide payment processing services that are affordable and easy to implement. Our payment processing services are perfect for Smyrna’s growing small business community.
Lending Services
Auto Loans
Get on the road with financing that fits your budget. We offer up to 120% financing on new and used vehicles, with flexible terms up to 84 months and no penalties for early repayment.
Motorcycle, RV & Boat Loans
Whether it’s for weekend rides or summer adventures, we provide low-interest loans for motorcycles, RVs, and boats with no application fees and up to 120% financing.
Home Equity Loans
Use the equity in your home to fund major purchases, remodels, or consolidate debt. Borrow up to 80% of your home’s value with fixed rates.
Land Loans
Buying land in Smyrna or the surrounding area? Our land loans come with terms up to 12 years and no pre-payment penalties.
Mortgages
From first-time buyers to seasoned homeowners, we offer competitive mortgage options tailored to your needs. Let our Smyrna branch guide you through the process.
Personal & Secured Loans
When life throws you a curveball, we’re here to help. Our personal loans offer predictable payments, fixed rates, and quick approvals for anything from medical expenses to travel.
Credit Cards
Choose the card that’s right for your lifestyle. Our Cash Back Card earns on everyday purchases, while our Advantage Card offers low variable interest rates for balance management.
Student Loans
With Dover Federal and Sallie Mae, you can cover 100% of your tuition and education-related expenses at competitive rates - helping you or your student succeed without the stress.
Commercial Vehicle Loans
Add to your fleet or replace outdated vehicles with a commercial vehicle loan. Flexible terms, fast decisions, and personalized support make it easier for local businesses to grow.
Commercial Real Estate Loans
Whether you’re acquiring a new property or expanding your office, our commercial real estate loans provide up to 80% financing with competitive terms and no prepayment penalties.
Equipment Loans
Need tools, machinery, or technology for your business? Dover Federal offers equipment loans with fast turnaround times and flexible repayment options.
Business Credit Cards
Track expenses, manage team spending, and access purchasing power with our business credit cards. Set limits, customize permissions, and stay in control of your budget.
Business Lines Of Credit
Access flexible capital when you need it. Our business lines of credit help maintain cash flow, cover short-term expenses, or invest in opportunities with confidence.
What Members Are Saying
“Nice people. Always greet you with a smile. Always have a kind word. They know their customers and seem to be genuinely happy to see them. Only reason I gave 5 stars is because I can't give more on reviews.”
- Edward Writt
About Us
Dover Federal Credit Union has been serving Delaware residents since 1958. What started as a small, military-based credit union has grown into one of the state’s most trusted financial institutions. Our Smyrna branch continues this legacy, offering personalized financial support to individuals, families, and businesses in the heart of Delaware.
We remain committed to the values that shaped us: community, service, and empowerment. We work every day to help our members build stronger financial futures.
Learn More About Dover Federal Credit Union
Choosing Dover Federal Credit Union
At our Smyrna branch, you’ll find more than just financial services. You’ll find a team that genuinely cares. Whether you’re opening your first savings account, buying a new home, or managing a growing business, we’re here with expert guidance, competitive rates, and personalized support.
Our members are more than customers - they’re part-owners. That means your voice matters, your needs come first, and your financial well-being is our top priority.
A Trusted Local Credit Union Near You
Our Smyrna branch is located right here in Smyrna, off of Glenwood Ave. The branch is conveniently located just 3 minutes west of North Dupont Boulevard. In addition to our Smyrna branch, we have 7 other branches scattered throughout Delaware - providing you with access to in-person support even when you’re out of town.
Holidays
