AWESOME People Deserve an AWESOME Checking Account!

That’s exactly what you will find with Dover Federal's AWESOME Checking. This AWESOME account allows you the convenience and accessibility to your money that you need, without the fear of excessive fees and the worry of maintaining a minimum balance requirement. Stay in control of your finances at all times, with an account that offers the convenience of FREE online and mobile account access, FREE bill pay and surcharge free access to 50,000+ ATMs, just to name a few.  With an AWESOME Checking, the benefits are endless.


Dover Federal's AWESOME Checking can be upgraded to an ADVANTAGE Checking.  The added benefits of ADVANTAGE Checking will allow checks, ACH payments, bill-payments and point-of-sale transactions, to be paid against your account in the event you may not readily have the balance available.  Instead of returning an item for non-sufficient funds, Dover Federal may pay the item, thereby saving you an additional return item charge from the merchant as well as a non-sufficient funds fee.  We may cover up to $750, while a fee per transaction may apply.


An AWESOME Checking Account has many great features!
Click on any feature below to learn more!

You can save time, checks, and postage by paying your bills electronically with Dover Federal's free Online Bill Pay. Set up recurring or one-time payments to virtually anyone with just a few clicks of your mouse. All payments are deducted from your Dover Federal Checking Account on the date you specify. It is easy to set up through My Account Online Account Access! (You must use your Member Number. Do not use the account number printed on your checks.)

Thanks to everyone for the feedback on the improvements to our Online Account Access Site! One of the great features is Secure Messaging - now you can contact us about your account with all the safety that our online banking platform offers. You will receive a response from one of our friendly, local employees - usually within 24 hours! Secure Messaging is an easy, fast way to update your phone number and address, too!

Check balances, transfer money, and make loan payments through our automated teller, Maxine. This easy-to-use system can be accessed from any touchtone phone. Simply dial 302-678-8024 or 800-818-3328. See the "telephone tree" for the simple step by step process to access your account.

You can access your Credit Union account via the Internet using your 24/7 Phone Access PIN (Personal Identification Number) and your Dover Federal Credit Union Member Number. Check your balance, review transactions, and handle routine banking from the comfort of your computer.

At Dover Federal, we know how busy your life can be. That is why we offer mobile banking with a full range of services that you can access through your phone or mobile device. You do not even need a special app on your smart phone. Just access our online banking page at online.doverfcu.com and go to the self service tab and then click on sign up/manage my mobile money to enroll.

  • Check Your Account Balance And History
  • Remote Check Capture
  • Schedule Or Modify A Transfer Or Bill Payment
  • Receive Messages Or Account Alerts on Your Mobile Device
  • Locate ATMs Or Branches In Your Area
  • Access Popmoney®
  • And More!

Dover Federal's Mobile Apps are now available for both iPhone and Androids. With the Dover Federal Mobile App, you can manage your money anytime and anywhere from your mobile device to securely:

    • Check your account balances
    • View recent transactions
    • Transfer money between your accounts
    • Pay bills
    • Find ATMs and branch locations
    • And much more.....

    App Store   Google Play


    Debit Card

    Use Dover Federal's Debit Card instead of writing checks. It is accepted worldwide at traditional or online merchants that display the MasterCard® logo. You may also use it to withdraw cash from any ATM that displays the MasterCard® logo. All transactions are deducted from your checking account and are detailed on your monthly statement. To view the locations of our ATMs, click here.  

    Card Valet®

    With the CardValet® app, you can save time and rest easy by controlling the cards in your wallet with the phone in your pocket.  Dover Federal is pleased to offer Card Valet on all Debit and Credit Cards. Learn more.


    Popmoney® is available with Online Banking and Bill Pay. It allows you to safely send money via text message or email to anyone with a U.S. bank or credit union account. If you need to send money to family, friends, babysitters, relatives in the military, or a child at college, Dover Federal's money transfer function makes sending money inexpensive, safe, and easy. Get started with Popmoney® today! 

    Receive Member and/or Credit Card Statement, Tax Form(s), Certificate Maturity, Delinquency, and Billing Notices Electronically! Once complete, you will be able to view your account and credit card statements, tax forms, regulatory disclosures, and daily notices at your fingertips.

    1. Click on "LOGIN TO MY ACCOUNT" to enter your Home Banking site and continue the enrollment process

    2. In the Home Banking site: Click the Accounts tab Click on eStatements Click on view eStatements Enter you email address and click "I Agree" to receive electronic notices and statements We will notify you via email when your statement/tax form and/or notices are ready for viewing

    Your paycheck, benefits check, social security check, or retirement check can be automatically deposited into your Dover Federal account. Funds are available to withdraw the morning of your pay date. Plus, you will never have to worry about your check getting lost or stolen.

    To enroll in free Direct Deposit from an employer, download and print the enrollment form and submit the form to you employer's payroll department. 

    To enroll for Direct Deposit of your Social Security, Supplemental Security Income, or Railroad Retirement Board benefits to your Dover Federal account, choose "Get Direct Deposit" on the Go Direct website and complete the registration steps.

    Payroll Deduction allows you the ease and convenience of setting aside a certain amount each pay period to be deposited to the account(s) of your choice at Dover Federal.

    To enroll in Payroll Deduction, provide DFCU Routing/Transit Number 231176648, the Member Number from your membership card, and your selection of either savings or checking account for the deposit to your employer.